Extraction of lens at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$4,396.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,669.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,189.00 with UNITED HEALTHCARE vs $10,671.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -73% |
| AETNA | MANAGED MEDICAID | $1,231.00 | ↓ -72% |
| CLOVER | MEDICARE ADVANTAGE | $1,560.42 | ↓ -65% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,681.79 | ↓ -62% |
| KARNA | MEDICARE ADVANTAGE | $1,764.19 | ↓ -60% |
| HORIZON | MANAGED MEDICAID | $1,797.00 | ↓ -59% |
| WELLCARE | MEDICARE ADVANTAGE | $4,022.86 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $4,022.86 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $4,022.86 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $4,022.86 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $4,022.86 | ↓ -8% |
| VACCN | ALL PRODUCTS | $4,022.86 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $4,224.00 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $4,396.50 | ↑ +0% |
| CIGNA | HMO | $5,027.00 | ↑ +14% |
| UNITED HEALTHCARE | DSNP | $5,275.80 | ↑ +20% |
| CIGNA | PPO | $5,633.00 | ↑ +28% |
| HORIZON | OMNIA | $5,646.99 | ↑ +28% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $6,068.30 | ↑ +38% |
| INTERGROUP | WORKERS COMP | $6,068.30 | ↑ +38% |
| INTERGROUP | SHARED SAVINGS | $6,068.30 | ↑ +38% |
| QUALCARE | HMO | $6,256.00 | ↑ +42% |
| BERGEN RISK | ALL PRODUCTS | $6,501.75 | ↑ +48% |
| HORIZON | PIP | $6,701.14 | ↑ +52% |
| QUALCARE | PPO | $6,735.81 | ↑ +53% |
| HORIZON | SHP | $6,759.22 | ↑ +54% |
| AETNA | ASA | $6,787.83 | ↑ +54% |
| PRIME HEALTH | AUTO INSURANCE | $6,935.20 | ↑ +58% |
| PRIME HEALTH | WORKERS COMP | $6,935.20 | ↑ +58% |
| HORIZON | HMO | $6,974.21 | ↑ +59% |
| HORIZON | INDEMNITY | $7,056.57 | ↑ +61% |
| HORIZON | PPO | $7,157.13 | ↑ +63% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $7,368.65 | ↑ +68% |
| AMERIHEALTH | LOCAL HMO | $7,448.40 | ↑ +69% |
| QUALCARE | WORKERS COMP | $7,628.72 | ↑ +74% |
| OXFORD | ALL PRODUCTS | $8,183.00 | ↑ +86% |
| AETNA | HMO | $8,419.00 | ↑ +91% |
| AETNA | PPO | $8,419.00 | ↑ +91% |
| AMERIHEALTH | REGIONAL HMO | $8,436.67 | ↑ +92% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +126% |
| UNITED HEALTHCARE | HMO | $10,334.00 | ↑ +135% |
| HORIZON | WORKERS COMP | $10,671.00 | ↑ +143% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Extraction of lens at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $4,452.74 | $4,452.74 – $5,343.29 |
| Hackensack University Medical Center | Hackensack | $4,737.56 | $1,833.41 – $4,974.44 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $4,456.60 | $786.00 – $4,456.60 |
| Jersey Shore University Medical Center | Neptune City | $4,452.74 | $1,764.19 – $5,343.29 |
| Palisades Medical Center | North Bergen | $4,737.56 | $1,833.41 – $5,163.94 |
| Raritan Bay Medical Center | Perth Amboy | $4,456.60 | $1,833.41 – $5,347.93 |
| Riverview Medical Center | Red Bank | $4,452.74 | $1,764.19 – $5,343.29 |
| Southern Ocean Medical Center | Manahawkin | $4,396.50 | $1,764.19 – $5,275.80 |