Endoscopy maxillary sinus at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$7,565.43
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,792.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$543.87 with KARNA vs $11,475.97 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $543.87 | ↓ -93% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -84% |
| HORIZON | MANAGED MEDICAID | $1,277.00 | ↓ -83% |
| AETNA | MANAGED MEDICAID | $1,674.46 | ↓ -78% |
| CLOVER | MEDICARE ADVANTAGE | $2,122.56 | ↓ -72% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,287.65 | ↓ -70% |
| AETNA | MEDICARE ADVANTAGE | $2,405.57 | ↓ -68% |
| CIGNA | HMO | $3,588.00 | ↓ -53% |
| CIGNA | PPO | $4,015.00 | ↓ -47% |
| QUALCARE | HMO | $6,256.00 | ↓ -17% |
| HORIZON | MEDICARE ADVANTAGE | $6,922.47 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $6,922.47 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $6,922.47 | ↓ -8% |
| VACCN | ALL PRODUCTS | $6,922.47 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $6,922.47 | ↓ -8% |
| HORIZON | OMNIA | $7,014.00 | ↓ -7% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $7,268.59 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $7,565.43 | ↑ +0% |
| HORIZON | SHP | $8,000.00 | ↑ +6% |
| OXFORD | ALL PRODUCTS | $8,183.00 | ↑ +8% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $8,239.00 | ↑ +9% |
| INTERGROUP | WORKERS COMP | $8,239.00 | ↑ +9% |
| INTERGROUP | SHARED SAVINGS | $8,239.00 | ↑ +9% |
| AETNA | PPO | $8,419.00 | ↑ +11% |
| AETNA | HMO | $8,419.00 | ↑ +11% |
| HORIZON | HMO | $8,659.00 | ↑ +14% |
| HORIZON | INDEMNITY | $8,750.00 | ↑ +16% |
| BERGEN RISK | ALL PRODUCTS | $8,827.50 | ↑ +17% |
| HORIZON | PPO | $8,885.00 | ↑ +17% |
| UNITED HEALTHCARE | DSNP | $9,078.51 | ↑ +20% |
| HORIZON | PIP | $9,115.22 | ↑ +20% |
| QUALCARE | PPO | $9,162.38 | ↑ +21% |
| AETNA | ASA | $9,233.14 | ↑ +22% |
| PRIME HEALTH | AUTO INSURANCE | $9,416.00 | ↑ +24% |
| PRIME HEALTH | WORKERS COMP | $9,416.00 | ↑ +24% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +31% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $10,004.50 | ↑ +32% |
| AMERIHEALTH | LOCAL HMO | $10,131.69 | ↑ +34% |
| UNITED HEALTHCARE | HMO | $10,334.00 | ↑ +37% |
| QUALCARE | WORKERS COMP | $10,376.96 | ↑ +37% |
| BRIGHTON HEALTH PLAN | PNO | $10,655.47 | ↑ +41% |
| HORIZON | WORKERS COMP | $10,671.00 | ↑ +41% |
| AMERIHEALTH | REGIONAL HMO | $11,475.97 | ↑ +52% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Endoscopy maxillary sinus at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $7,662.21 | $7,662.21 – $9,194.65 |
| Hackensack University Medical Center | Hackensack | $8,152.32 | $559.71 – $8,559.93 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $7,668.85 | $228.00 – $10,655.47 |
| Jersey Shore University Medical Center | Neptune City | $7,662.21 | $543.87 – $9,194.65 |
| Palisades Medical Center | North Bergen | $8,152.32 | $224.58 – $8,886.02 |
| Raritan Bay Medical Center | Perth Amboy | $7,668.85 | $285.00 – $9,202.62 |
| Riverview Medical Center | Red Bank | $7,662.21 | $543.87 – $9,194.65 |
| Southern Ocean Medical Center | Manahawkin | $7,565.43 | $543.87 – $9,078.51 |