Electronic analysis with brain program first 15 min 95983 at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$100.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$312.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.30 with AETNA vs $303.64 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $44.30 ↓ -56%
CLOVER MEDICARE ADVANTAGE $56.16 ↓ -44%
SEOUL MEDICAL GROUP ALL PRODUCTS $60.53 ↓ -40%
AMERIGROUP MEDICARE ADVANTAGE $68.02 ↓ -32%
KARNA MEDICARE ADVANTAGE $80.52 ↓ -20%
VACCN ALL PRODUCTS $91.79 ↓ -9%
WELLCARE MEDICARE ADVANTAGE $91.79 ↓ -9%
AETNA MEDICARE ADVANTAGE $91.79 ↓ -9%
WELLCARE MANAGED MEDICAID $91.79 ↓ -9%
HORIZON MEDICARE ADVANTAGE $91.79 ↓ -9%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $96.38 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $100.32 ↑ +0%
UNITED HEALTHCARE MANAGED MEDICAID $105.89 ↑ +6%
UNITED HEALTHCARE DSNP $120.38 ↑ +20%
CIGNA - JRI@OUMC ALL PRODUCTS $156.00 ↑ +56%
HORIZON HMO $181.00 ↑ +80%
HORIZON MANAGED MEDICAID $185.58 ↑ +85%
BRIGHTON HEALTH PLAN ALL PRODUCTS $187.20 ↑ +87%
HORIZON WORKERS COMP $188.00 ↑ +87%
HORIZON PIP $190.01 ↑ +89%
HORIZON INDEMNITY $190.01 ↑ +89%
HORIZON OMNIA $190.01 ↑ +89%
HORIZON PPO $190.01 ↑ +89%
HORIZON SHP $190.01 ↑ +89%
OXFORD ALL PRODUCTS $201.80 ↑ +101%
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $202.80 ↑ +102%
UNITED HEALTHCARE HMO $215.03 ↑ +114%
INTERGROUP SHARED SAVINGS $218.40 ↑ +118%
ACTIVECARE FIRST MCO ALL PRODUCTS $218.40 ↑ +118%
INTERGROUP WORKERS COMP $218.40 ↑ +118%
BERGEN RISK ALL PRODUCTS $234.00 ↑ +133%
QUALCARE PPO $242.42 ↑ +142%
QUALCARE HMO $242.42 ↑ +142%
AETNA ASA $244.30 ↑ +144%
PRIME HEALTH AUTO INSURANCE $249.60 ↑ +149%
PRIME HEALTH WORKERS COMP $249.60 ↑ +149%
MULTIPLAN - PHCS ALL PRODUCTS $265.20 ↑ +164%
AMERIHEALTH LOCAL HMO $268.07 ↑ +167%
QUALCARE WORKERS COMP $274.56 ↑ +174%
AETNA HMO $279.77 ↑ +179%
AETNA PPO $279.77 ↑ +179%
CIGNA HMO $298.37 ↑ +197%
CIGNA PPO $298.37 ↑ +197%
AMERIHEALTH REGIONAL HMO $303.64 ↑ +203%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Electronic analysis with brain program first 15 min 95983 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $101.60 $101.60 – $121.92
Hackensack University Medical Center Hackensack $108.10 $82.96 – $4,994.00
JFK Johnson Rehabilitation Institute (JRI) Edison $101.69 $82.96 – $2,437.00
Jersey Shore University Medical Center Neptune City $101.60 $80.52 – $121.92
Palisades Medical Center North Bergen $108.10 $55.81 – $576.00
Raritan Bay Medical Center Perth Amboy $101.69 $70.83 – $122.02
Riverview Medical Center Red Bank $101.60 $80.52 – $121.92
Southern Ocean Medical Center Manahawkin $100.32 $80.52 – $120.38

All New-jersey hospitals for this procedure →