Egd guide wire insertion at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$1,024.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,905.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$337.30 with KARNA vs $10,671.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $337.30 ↓ -67%
AETNA MANAGED MEDICAID $516.60 ↓ -50%
CLOVER MEDICARE ADVANTAGE $654.84 ↓ -36%
SEOUL MEDICAL GROUP ALL PRODUCTS $705.77 ↓ -31%
WELLCARE MEDICARE ADVANTAGE $937.56 ↓ -8%
VACCN ALL PRODUCTS $937.56 ↓ -8%
HORIZON MEDICARE ADVANTAGE $937.56 ↓ -8%
AMERIGROUP MEDICARE ADVANTAGE $937.56 ↓ -8%
WELLCARE MANAGED MEDICAID $937.56 ↓ -8%
AETNA MEDICARE ADVANTAGE $937.56 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $984.44 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,024.64 ↑ +0%
HORIZON MANAGED MEDICAID $1,115.00 ↑ +9%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +16%
UNITED HEALTHCARE DSNP $1,229.57 ↑ +20%
HORIZON OMNIA $2,369.79 ↑ +131%
BERGEN RISK ALL PRODUCTS $2,728.50 ↑ +166%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,733.50 ↑ +167%
INTERGROUP SHARED SAVINGS $2,733.50 ↑ +167%
INTERGROUP WORKERS COMP $2,733.50 ↑ +167%
HORIZON PIP $2,812.17 ↑ +174%
QUALCARE PPO $2,826.73 ↑ +176%
HORIZON SHP $2,836.55 ↑ +177%
AETNA ASA $2,848.55 ↑ +178%
HORIZON HMO $2,926.77 ↑ +186%
HORIZON INDEMNITY $2,961.33 ↑ +189%
HORIZON PPO $3,003.53 ↑ +193%
MULTIPLAN - PHCS ALL PRODUCTS $3,092.30 ↑ +202%
PRIME HEALTH AUTO INSURANCE $3,124.00 ↑ +205%
PRIME HEALTH WORKERS COMP $3,124.00 ↑ +205%
AMERIHEALTH LOCAL HMO $3,125.77 ↑ +205%
CIGNA HMO $3,137.00 ↑ +206%
QUALCARE WORKERS COMP $3,201.44 ↑ +212%
CIGNA PPO $3,511.00 ↑ +243%
AMERIHEALTH REGIONAL HMO $3,540.50 ↑ +246%
AETNA PPO $3,662.00 ↑ +257%
AETNA HMO $3,662.00 ↑ +257%
OXFORD ALL PRODUCTS $6,137.00 ↑ +499%
QUALCARE HMO $6,256.00 ↑ +511%
UNITED HEALTHCARE HMO $7,714.00 ↑ +653%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +869%
HORIZON WORKERS COMP $10,671.00 ↑ +941%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Egd guide wire insertion at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,037.75 $1,037.75 – $1,245.30
Hackensack University Medical Center Hackensack $1,104.13 $347.55 – $1,159.33
JFK Johnson Rehabilitation Institute (JRI) Edison $1,038.65 $280.00 – $1,038.65
Jersey Shore University Medical Center Neptune City $1,037.75 $337.30 – $1,245.30
Palisades Medical Center North Bergen $1,104.13 $275.80 – $1,203.50
Raritan Bay Medical Center Perth Amboy $1,038.65 $347.55 – $1,246.38
Riverview Medical Center Red Bank $1,037.75 $337.30 – $1,245.30
Southern Ocean Medical Center Manahawkin $1,024.64 $337.30 – $1,229.57

All New-jersey hospitals for this procedure →