Dstrj extensive retinopathy at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$4,121.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,464.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$523.35 with KARNA vs $14,134.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $523.35 | ↓ -87% |
| HORIZON | MANAGED MEDICAID | $848.00 | ↓ -79% |
| AETNA | MANAGED MEDICAID | $1,059.89 | ↓ -74% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -71% |
| CLOVER | MEDICARE ADVANTAGE | $1,343.52 | ↓ -67% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,448.02 | ↓ -65% |
| CIGNA | HMO | $2,248.00 | ↓ -45% |
| CIGNA | PPO | $2,519.00 | ↓ -39% |
| VACCN | ALL PRODUCTS | $3,771.00 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $3,771.00 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $3,771.00 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $3,771.00 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $3,771.00 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $3,771.00 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $3,959.55 | ↓ -4% |
| AETNA | PPO | $4,025.00 | ↓ -2% |
| AETNA | HMO | $4,025.00 | ↓ -2% |
| AETNA | ASA | $4,025.00 | ↓ -2% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $4,121.25 | ↑ +0% |
| HORIZON | OMNIA | $4,862.05 | ↑ +18% |
| UNITED HEALTHCARE | DSNP | $4,945.50 | ↑ +20% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $5,224.80 | ↑ +27% |
| INTERGROUP | SHARED SAVINGS | $5,224.80 | ↑ +27% |
| INTERGROUP | WORKERS COMP | $5,224.80 | ↑ +27% |
| BERGEN RISK | ALL PRODUCTS | $5,598.00 | ↑ +36% |
| HORIZON | PIP | $5,769.67 | ↑ +40% |
| QUALCARE | PPO | $5,799.53 | ↑ +41% |
| HORIZON | SHP | $5,819.68 | ↑ +41% |
| PRIME HEALTH | WORKERS COMP | $5,971.20 | ↑ +45% |
| PRIME HEALTH | AUTO INSURANCE | $5,971.20 | ↑ +45% |
| HORIZON | HMO | $6,004.79 | ↑ +46% |
| HORIZON | INDEMNITY | $6,075.70 | ↑ +47% |
| HORIZON | PPO | $6,162.28 | ↑ +50% |
| QUALCARE | HMO | $6,256.00 | ↑ +52% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $6,344.40 | ↑ +54% |
| AMERIHEALTH | LOCAL HMO | $6,413.07 | ↑ +56% |
| QUALCARE | WORKERS COMP | $6,568.32 | ↑ +59% |
| AMERIHEALTH | REGIONAL HMO | $7,263.96 | ↑ +76% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +141% |
| HORIZON | WORKERS COMP | $10,671.00 | ↑ +159% |
| OXFORD | ALL PRODUCTS | $11,153.00 | ↑ +171% |
| UNITED HEALTHCARE | HMO | $14,134.00 | ↑ +243% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Dstrj extensive retinopathy at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $4,173.97 | $4,173.97 – $5,008.76 |
| Hackensack University Medical Center | Hackensack | $4,440.96 | $543.76 – $4,663.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $4,177.59 | $453.00 – $4,177.59 |
| Jersey Shore University Medical Center | Neptune City | $4,173.97 | $523.35 – $5,008.76 |
| Palisades Medical Center | North Bergen | $4,440.96 | $543.76 – $4,840.64 |
| Raritan Bay Medical Center | Perth Amboy | $4,177.59 | $543.76 – $5,013.11 |
| Riverview Medical Center | Red Bank | $4,173.97 | $523.35 – $5,008.76 |
| Southern Ocean Medical Center | Manahawkin | $4,121.25 | $523.35 – $4,945.50 |