Custom shape cover ak at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,590.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$286.20 with CLOVER vs $1,890.90 with KARNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $286.20 | — |
| AETNA | MEDICARE ADVANTAGE | $324.36 | — |
| AMERIHEALTH | LOCAL HMO | $462.53 | — |
| AMERIHEALTH | REGIONAL HMO | $505.94 | — |
| CIGNA | PPO | $572.40 | — |
| CIGNA | HMO | $572.40 | — |
| HORIZON | MANAGED MEDICAID | $605.79 | — |
| WELLCARE | MEDICARE ADVANTAGE | $715.50 | — |
| QUALCARE | HMO | $744.12 | — |
| AETNA | MANAGED MEDICAID | $779.10 | — |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $795.00 | — |
| HORIZON | HMO | $795.00 | — |
| HORIZON | OMNIA | $795.00 | — |
| HORIZON | SHP | $795.00 | — |
| HORIZON | INDEMNITY | $795.00 | — |
| HORIZON | PPO | $795.00 | — |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $795.00 | — |
| OXFORD - JRI@OUMC | ALL PRODUCTS | $799.77 | — |
| OXFORD | ALL PRODUCTS | $817.58 | — |
| QUALCARE | PPO | $818.85 | — |
| QUALCARE | WORKERS COMP | $818.85 | — |
| UNITED HEALTHCARE | HMO | $820.60 | — |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $842.70 | — |
| UNITED HEALTHCARE - JRI@OUMC | ALL PRODUCTS | $888.81 | — |
| UNITED HEALTHCARE | MANAGED MEDICAID | $936.51 | — |
| BERGEN RISK | ALL PRODUCTS | $954.00 | — |
| WELLCARE | MANAGED MEDICAID | $990.29 | — |
| AETNA | ASA | $1,026.29 | — |
| AETNA | PPO | $1,026.29 | — |
| AETNA | HMO | $1,026.29 | — |
| BRIGHTON HEALTH PLAN | PNO | $1,113.00 | — |
| INTERGROUP | WORKERS COMP | $1,113.00 | — |
| INTERGROUP | SHARED SAVINGS | $1,113.00 | — |
| HORIZON | WORKERS COMP | $1,139.71 | — |
| HORIZON | PIP | $1,229.07 | — |
| PRIME HEALTH | WORKERS COMP | $1,272.00 | — |
| PRIME HEALTH | AUTO INSURANCE | $1,272.00 | — |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,351.50 | — |
| BRIGHTON HEALTH PLAN - JRI@OUMC | ALL PRODUCTS | $1,590.00 | — |
| KARNA | MEDICARE ADVANTAGE | $1,890.90 | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| VACCN | ALL PRODUCTS | not published by hospital | — |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | not published by hospital | — |
| UNITED HEALTHCARE | DSNP | not published by hospital | — |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Custom shape cover ak at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | not published | $590.72 – $2,490.62 |
| Cooperman Barnabas Medical Center | Livingston | not published | $1,251.57 – $2,503.14 |
| Community Medical Center | Toms River | not published | $1,251.57 – $2,490.62 |
| Clara Maass Medical Center | Belleville | not published | $1,251.57 – $2,490.62 |
| Newark Beth Israel Medical Center | Newark | not published | $608.10 – $2,490.62 |
| Jersey City Medical Center | Jersey City | not published | $764.46 – $2,490.62 |
| Monmouth Medical Center | Long Branch | not published | $1,251.57 – $2,490.62 |
| Bayshore Medical Center | Holmdel | not published | $990.29 – $990.29 |