Culture urine each isolate at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$8.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$77.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.97 with UNITED HEALTHCARE vs $74.94 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $2.97 ↓ -63%
WELLCARE MEDICARE ADVANTAGE $8.09 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $8.09 ↑ +0%
AETNA MEDICARE ADVANTAGE $8.09 ↑ +0%
HORIZON MEDICARE ADVANTAGE $8.09 ↑ +0%
AMERIGROUP MANAGED MEDICAID $8.09 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $8.09 ↑ +0%
WELLCARE MANAGED MEDICAID $8.09 ↑ +0%
VACCN ALL PRODUCTS $8.09 ↑ +0%
CLOVER MEDICARE ADVANTAGE $8.09 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $8.49 ↑ +5%
UNITED HEALTHCARE DSNP $9.71 ↑ +20%
KARNA MEDICARE ADVANTAGE $10.54 ↑ +30%
AETNA MANAGED MEDICAID $10.93 ↑ +35%
HORIZON MANAGED MEDICAID $14.67 ↑ +81%
UNITED HEALTHCARE HMO $16.60 ↑ +105%
CIGNA HMO $37.07 ↑ +358%
CIGNA PPO $37.07 ↑ +358%
QUALCARE HMO $38.19 ↑ +372%
OXFORD ALL PRODUCTS $41.66 ↑ +415%
HORIZON OMNIA $50.16 ↑ +520%
AETNA HMO $52.98 ↑ +555%
AETNA PPO $52.98 ↑ +555%
ACTIVECARE FIRST MCO ALL PRODUCTS $53.90 ↑ +566%
INTERGROUP SHARED SAVINGS $53.90 ↑ +566%
INTERGROUP WORKERS COMP $53.90 ↑ +566%
HORIZON WORKERS COMP $55.19 ↑ +582%
BERGEN RISK ALL PRODUCTS $57.75 ↑ +614%
QUALCARE PPO $59.52 ↑ +636%
HORIZON PIP $59.52 ↑ +636%
QUALCARE WORKERS COMP $59.52 ↑ +636%
HORIZON SHP $60.04 ↑ +642%
AETNA ASA $60.29 ↑ +645%
BRIGHTON HEALTH PLAN ALL PRODUCTS $61.60 ↑ +661%
PRIME HEALTH WORKERS COMP $61.60 ↑ +661%
PRIME HEALTH AUTO INSURANCE $61.60 ↑ +661%
HORIZON HMO $61.95 ↑ +666%
HORIZON INDEMNITY $62.68 ↑ +675%
HORIZON PPO $63.57 ↑ +686%
MULTIPLAN - PHCS ALL PRODUCTS $65.45 ↑ +709%
AMERIHEALTH LOCAL HMO $66.16 ↑ +718%
AMERIHEALTH REGIONAL HMO $74.94 ↑ +826%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Culture urine each isolate at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $30.80 $11.17 – $11.17
Bayshore Medical Center Holmdel $8.09 $8.09 – $37.07
Hackensack University Medical Center Hackensack $8.09 $4.01 – $36.33
JFK Johnson Rehabilitation Institute (JRI) Edison $8.09 $2.97 – $38.07
Jersey Shore University Medical Center Neptune City $8.09 $6.47 – $37.07
Palisades Medical Center North Bergen $8.09 $4.43 – $37.07
Raritan Bay Medical Center Perth Amboy $8.09 $8.09 – $37.07
Riverview Medical Center Red Bank $8.09 $3.11 – $37.07

All New-jersey hospitals for this procedure →