Culture body fluid at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$8.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$347.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.62 with CLOVER vs $70.07 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $8.62 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $8.62 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $8.62 ↑ +0%
AETNA MEDICARE ADVANTAGE $8.62 ↑ +0%
HORIZON MEDICARE ADVANTAGE $8.62 ↑ +0%
AMERIGROUP MANAGED MEDICAID $8.62 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $8.62 ↑ +0%
WELLCARE MANAGED MEDICAID $8.62 ↑ +0%
VACCN ALL PRODUCTS $8.62 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $9.05 ↑ +5%
UNITED HEALTHCARE MANAGED MEDICAID $9.90 ↑ +15%
AETNA MANAGED MEDICAID $10.22 ↑ +19%
UNITED HEALTHCARE DSNP $10.34 ↑ +20%
KARNA MEDICARE ADVANTAGE $11.23 ↑ +30%
HORIZON MANAGED MEDICAID $13.72 ↑ +59%
UNITED HEALTHCARE HMO $17.69 ↑ +105%
QUALCARE HMO $35.71 ↑ +314%
OXFORD ALL PRODUCTS $38.95 ↑ +352%
CIGNA HMO $39.50 ↑ +358%
CIGNA PPO $39.50 ↑ +358%
HORIZON OMNIA $46.90 ↑ +444%
AETNA HMO $49.54 ↑ +475%
AETNA PPO $49.54 ↑ +475%
ACTIVECARE FIRST MCO ALL PRODUCTS $50.40 ↑ +485%
INTERGROUP SHARED SAVINGS $50.40 ↑ +485%
INTERGROUP WORKERS COMP $50.40 ↑ +485%
HORIZON WORKERS COMP $51.61 ↑ +499%
BERGEN RISK ALL PRODUCTS $54.00 ↑ +526%
QUALCARE PPO $55.66 ↑ +546%
HORIZON PIP $55.66 ↑ +546%
QUALCARE WORKERS COMP $55.66 ↑ +546%
HORIZON SHP $56.14 ↑ +551%
AETNA ASA $56.38 ↑ +554%
BRIGHTON HEALTH PLAN ALL PRODUCTS $57.60 ↑ +568%
PRIME HEALTH WORKERS COMP $57.60 ↑ +568%
PRIME HEALTH AUTO INSURANCE $57.60 ↑ +568%
HORIZON HMO $57.92 ↑ +572%
HORIZON INDEMNITY $58.61 ↑ +580%
HORIZON PPO $59.44 ↑ +590%
MULTIPLAN - PHCS ALL PRODUCTS $61.20 ↑ +610%
AMERIHEALTH LOCAL HMO $61.86 ↑ +618%
AMERIHEALTH REGIONAL HMO $70.07 ↑ +713%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Culture body fluid at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $8.62 $8.62 – $39.50
Hackensack University Medical Center Hackensack $8.62 $6.90 – $38.71
JFK Johnson Rehabilitation Institute (JRI) Edison $8.62 $8.62 – $40.57
Jersey Shore University Medical Center Neptune City $8.62 $6.90 – $39.50
Palisades Medical Center North Bergen $8.62 $8.62 – $39.50
Raritan Bay Medical Center Perth Amboy $8.62 $8.62 – $39.50
Riverview Medical Center Red Bank $8.62 $8.62 – $39.50
Southern Ocean Medical Center Manahawkin $8.62 $8.62 – $39.50

All New-jersey hospitals for this procedure →