Culture afb any source at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$10.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$118.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6.60 with UNITED HEALTHCARE vs $114.84 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $6.60 | ↓ -39% |
| WELLCARE | MEDICARE ADVANTAGE | $10.80 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $10.80 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $10.80 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $10.80 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $10.80 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $10.80 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $10.80 | ↑ +0% |
| VACCN | ALL PRODUCTS | $10.80 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $10.80 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $11.34 | ↑ +5% |
| UNITED HEALTHCARE | DSNP | $12.96 | ↑ +20% |
| KARNA | MEDICARE ADVANTAGE | $14.07 | ↑ +30% |
| AETNA | MANAGED MEDICAID | $16.76 | ↑ +55% |
| UNITED HEALTHCARE | HMO | $22.17 | ↑ +105% |
| HORIZON | MANAGED MEDICAID | $22.48 | ↑ +108% |
| CIGNA | HMO | $49.49 | ↑ +358% |
| CIGNA | PPO | $49.49 | ↑ +358% |
| QUALCARE | HMO | $58.53 | ↑ +442% |
| OXFORD | ALL PRODUCTS | $63.84 | ↑ +491% |
| HORIZON | OMNIA | $76.87 | ↑ +612% |
| AETNA | HMO | $81.18 | ↑ +652% |
| AETNA | PPO | $81.18 | ↑ +652% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $82.60 | ↑ +665% |
| INTERGROUP | SHARED SAVINGS | $82.60 | ↑ +665% |
| INTERGROUP | WORKERS COMP | $82.60 | ↑ +665% |
| HORIZON | WORKERS COMP | $84.58 | ↑ +683% |
| BERGEN RISK | ALL PRODUCTS | $88.50 | ↑ +719% |
| QUALCARE | PPO | $91.21 | ↑ +745% |
| HORIZON | PIP | $91.21 | ↑ +745% |
| QUALCARE | WORKERS COMP | $91.21 | ↑ +745% |
| HORIZON | SHP | $92.00 | ↑ +752% |
| AETNA | ASA | $92.39 | ↑ +755% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $94.40 | ↑ +774% |
| PRIME HEALTH | WORKERS COMP | $94.40 | ↑ +774% |
| PRIME HEALTH | AUTO INSURANCE | $94.40 | ↑ +774% |
| HORIZON | HMO | $94.93 | ↑ +779% |
| HORIZON | INDEMNITY | $96.05 | ↑ +789% |
| HORIZON | PPO | $97.42 | ↑ +802% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $100.30 | ↑ +829% |
| AMERIHEALTH | LOCAL HMO | $101.39 | ↑ +839% |
| AMERIHEALTH | REGIONAL HMO | $114.84 | ↑ +963% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Culture afb any source at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $10.80 | $10.80 – $49.49 |
| Hackensack University Medical Center | Hackensack | $10.80 | $8.64 – $48.50 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $10.80 | $6.60 – $50.83 |
| Jersey Shore University Medical Center | Neptune City | $10.80 | $8.64 – $49.49 |
| Palisades Medical Center | North Bergen | $10.80 | $9.84 – $49.49 |
| Raritan Bay Medical Center | Perth Amboy | $10.80 | $10.80 – $49.49 |
| Riverview Medical Center | Red Bank | $10.80 | $6.90 – $49.49 |
| Southern Ocean Medical Center | Manahawkin | $10.80 | $10.80 – $49.49 |