Creatine - sendout at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$4.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$172.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.30 with UNITED HEALTHCARE vs $41.85 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $3.30 ↓ -29%
WELLCARE MEDICARE ADVANTAGE $4.64 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $4.64 ↑ +0%
AETNA MEDICARE ADVANTAGE $4.64 ↑ +0%
HORIZON MEDICARE ADVANTAGE $4.64 ↑ +0%
AMERIGROUP MANAGED MEDICAID $4.64 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $4.64 ↑ +0%
WELLCARE MANAGED MEDICAID $4.64 ↑ +0%
VACCN ALL PRODUCTS $4.64 ↑ +0%
CLOVER MEDICARE ADVANTAGE $4.64 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4.87 ↑ +5%
UNITED HEALTHCARE DSNP $5.57 ↑ +20%
KARNA MEDICARE ADVANTAGE $6.04 ↑ +30%
AETNA MANAGED MEDICAID $6.11 ↑ +32%
HORIZON MANAGED MEDICAID $8.19 ↑ +77%
UNITED HEALTHCARE HMO $9.52 ↑ +105%
CIGNA HMO $21.26 ↑ +358%
CIGNA PPO $21.26 ↑ +358%
QUALCARE HMO $21.33 ↑ +360%
OXFORD ALL PRODUCTS $23.26 ↑ +401%
HORIZON OMNIA $28.01 ↑ +504%
AETNA HMO $29.58 ↑ +538%
AETNA PPO $29.58 ↑ +538%
ACTIVECARE FIRST MCO ALL PRODUCTS $30.10 ↑ +549%
INTERGROUP SHARED SAVINGS $30.10 ↑ +549%
INTERGROUP WORKERS COMP $30.10 ↑ +549%
HORIZON WORKERS COMP $30.82 ↑ +564%
BERGEN RISK ALL PRODUCTS $32.25 ↑ +595%
QUALCARE PPO $33.24 ↑ +616%
HORIZON PIP $33.24 ↑ +616%
QUALCARE WORKERS COMP $33.24 ↑ +616%
HORIZON SHP $33.53 ↑ +623%
AETNA ASA $33.67 ↑ +626%
BRIGHTON HEALTH PLAN ALL PRODUCTS $34.40 ↑ +641%
PRIME HEALTH WORKERS COMP $34.40 ↑ +641%
PRIME HEALTH AUTO INSURANCE $34.40 ↑ +641%
HORIZON HMO $34.59 ↑ +645%
HORIZON INDEMNITY $35.00 ↑ +654%
HORIZON PPO $35.50 ↑ +665%
MULTIPLAN - PHCS ALL PRODUCTS $36.55 ↑ +688%
AMERIHEALTH LOCAL HMO $36.95 ↑ +696%
AMERIHEALTH REGIONAL HMO $41.85 ↑ +802%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Creatine - sendout at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $4.64 $4.64 – $21.26
Hackensack University Medical Center Hackensack $4.64 $3.71 – $20.84
JFK Johnson Rehabilitation Institute (JRI) Edison $4.64 $3.30 – $21.84
Jersey Shore University Medical Center Neptune City $4.64 $3.71 – $21.26
Palisades Medical Center North Bergen $4.64 $4.64 – $21.26
Raritan Bay Medical Center Perth Amboy $4.64 $4.64 – $21.26
Riverview Medical Center Red Bank $4.64 $3.45 – $21.26
Southern Ocean Medical Center Manahawkin $4.64 $4.64 – $21.26

All New-jersey hospitals for this procedure →