Contrast x-ray of knee joint at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$390.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,568.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$196.39 with UNITED HEALTHCARE vs $1,525.98 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $196.39 | ↓ -50% |
| KARNA | MEDICARE ADVANTAGE | $203.64 | ↓ -48% |
| AETNA | MANAGED MEDICAID | $222.66 | ↓ -43% |
| AETNA | PPO | $240.36 | ↓ -38% |
| AETNA | HMO | $240.36 | ↓ -38% |
| CLOVER | MEDICARE ADVANTAGE | $282.24 | ↓ -28% |
| HORIZON | MANAGED MEDICAID | $298.70 | ↓ -23% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $304.19 | ↓ -22% |
| AMERIGROUP | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $357.13 | ↓ -8% |
| VACCN | ALL PRODUCTS | $357.13 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $374.99 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $390.30 | ↑ +0% |
| CIGNA | HMO | $427.07 | ↑ +9% |
| CIGNA | PPO | $427.07 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $468.36 | ↑ +20% |
| QUALCARE | HMO | $777.73 | ↑ +99% |
| OXFORD | ALL PRODUCTS | $848.29 | ↑ +117% |
| UNITED HEALTHCARE | HMO | $996.68 | ↑ +155% |
| HORIZON | OMNIA | $1,021.40 | ↑ +162% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,097.60 | ↑ +181% |
| INTERGROUP | SHARED SAVINGS | $1,097.60 | ↑ +181% |
| INTERGROUP | WORKERS COMP | $1,097.60 | ↑ +181% |
| HORIZON | WORKERS COMP | $1,123.94 | ↑ +188% |
| BERGEN RISK | ALL PRODUCTS | $1,176.00 | ↑ +201% |
| HORIZON | PIP | $1,212.06 | ↑ +211% |
| QUALCARE | WORKERS COMP | $1,212.06 | ↑ +211% |
| QUALCARE | PPO | $1,212.06 | ↑ +211% |
| HORIZON | SHP | $1,222.57 | ↑ +213% |
| AETNA | ASA | $1,227.74 | ↑ +215% |
| PRIME HEALTH | WORKERS COMP | $1,254.40 | ↑ +221% |
| PRIME HEALTH | AUTO INSURANCE | $1,254.40 | ↑ +221% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,254.40 | ↑ +221% |
| HORIZON | HMO | $1,261.46 | ↑ +223% |
| HORIZON | INDEMNITY | $1,276.35 | ↑ +227% |
| HORIZON | PPO | $1,294.54 | ↑ +232% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,332.80 | ↑ +241% |
| AMERIHEALTH | LOCAL HMO | $1,347.23 | ↑ +245% |
| AMERIHEALTH | REGIONAL HMO | $1,525.98 | ↑ +291% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Contrast x-ray of knee joint at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $395.29 | $196.39 – $996.68 |
| Hackensack University Medical Center | Hackensack | $420.58 | $31.22 – $1,138.41 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $395.64 | $214.07 – $1,055.58 |
| Jersey Shore University Medical Center | Neptune City | $395.29 | $196.39 – $1,131.05 |
| Palisades Medical Center | North Bergen | $420.58 | $34.44 – $996.68 |
| Raritan Bay Medical Center | Perth Amboy | $395.64 | $47.25 – $996.68 |
| Riverview Medical Center | Red Bank | $395.29 | $29.40 – $996.68 |
| Southern Ocean Medical Center | Manahawkin | $390.30 | $196.39 – $427.07 |