Contour of face bone lesion at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$3,544.29
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,278.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$891.48 with AETNA vs $10,671.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $891.48 | ↓ -75% |
| HORIZON | MANAGED MEDICAID | $1,115.00 | ↓ -69% |
| CLOVER | MEDICARE ADVANTAGE | $1,130.04 | ↓ -68% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -66% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,217.93 | ↓ -66% |
| KARNA | MEDICARE ADVANTAGE | $1,307.88 | ↓ -63% |
| CIGNA | HMO | $3,137.00 | ↓ -11% |
| HORIZON | MEDICARE ADVANTAGE | $3,243.07 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $3,243.07 | ↓ -8% |
| VACCN | ALL PRODUCTS | $3,243.07 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $3,243.07 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $3,243.07 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $3,243.07 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $3,405.22 | ↓ -4% |
| CIGNA | PPO | $3,511.00 | ↓ -1% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $3,544.29 | ↑ +0% |
| HORIZON | OMNIA | $4,089.49 | ↑ +15% |
| UNITED HEALTHCARE | DSNP | $4,253.14 | ↑ +20% |
| INTERGROUP | SHARED SAVINGS | $4,394.60 | ↑ +24% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $4,394.60 | ↑ +24% |
| INTERGROUP | WORKERS COMP | $4,394.60 | ↑ +24% |
| BERGEN RISK | ALL PRODUCTS | $4,708.50 | ↑ +33% |
| HORIZON | PIP | $4,852.89 | ↑ +37% |
| QUALCARE | PPO | $4,878.01 | ↑ +38% |
| HORIZON | SHP | $4,894.96 | ↑ +38% |
| AETNA | ASA | $4,915.67 | ↑ +39% |
| PRIME HEALTH | AUTO INSURANCE | $5,022.40 | ↑ +42% |
| PRIME HEALTH | WORKERS COMP | $5,022.40 | ↑ +42% |
| HORIZON | HMO | $5,050.65 | ↑ +43% |
| HORIZON | INDEMNITY | $5,110.29 | ↑ +44% |
| HORIZON | PPO | $5,183.12 | ↑ +46% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $5,336.30 | ↑ +51% |
| AMERIHEALTH | LOCAL HMO | $5,394.06 | ↑ +52% |
| QUALCARE | WORKERS COMP | $5,524.64 | ↑ +56% |
| AMERIHEALTH | REGIONAL HMO | $6,109.75 | ↑ +72% |
| QUALCARE | HMO | $6,256.00 | ↑ +77% |
| OXFORD | ALL PRODUCTS | $8,183.00 | ↑ +131% |
| AETNA | PPO | $8,419.00 | ↑ +138% |
| AETNA | HMO | $8,419.00 | ↑ +138% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +180% |
| UNITED HEALTHCARE | HMO | $10,334.00 | ↑ +192% |
| HORIZON | WORKERS COMP | $10,671.00 | ↑ +201% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Contour of face bone lesion at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $3,589.62 | $3,589.62 – $4,307.55 |
| Hackensack University Medical Center | Hackensack | $3,819.23 | $1,355.35 – $4,010.20 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $3,592.74 | $598.96 – $3,592.74 |
| Jersey Shore University Medical Center | Neptune City | $3,589.62 | $1,307.88 – $4,307.55 |
| Palisades Medical Center | North Bergen | $3,819.23 | $1,355.35 – $4,162.96 |
| Raritan Bay Medical Center | Perth Amboy | $3,592.74 | $1,355.35 – $4,311.29 |
| Riverview Medical Center | Red Bank | $3,589.62 | $1,307.88 – $4,307.55 |
| Southern Ocean Medical Center | Manahawkin | $3,544.29 | $1,307.88 – $4,253.14 |