Centralization wrist on ulna at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$3,545.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$8,529.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,211.12 with AETNA vs $19,834.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $1,211.12 ↓ -66%
HORIZON MANAGED MEDICAID $1,277.00 ↓ -64%
CLOVER MEDICARE ADVANTAGE $1,535.22 ↓ -57%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,654.63 ↓ -53%
KARNA MEDICARE ADVANTAGE $1,978.53 ↓ -44%
UNITED HEALTHCARE MANAGED MEDICAID $2,379.00 ↓ -33%
AMERIGROUP MEDICARE ADVANTAGE $3,244.61 ↓ -8%
HORIZON MEDICARE ADVANTAGE $3,244.61 ↓ -8%
VACCN ALL PRODUCTS $3,244.61 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $3,244.61 ↓ -8%
AETNA MEDICARE ADVANTAGE $3,244.61 ↓ -8%
WELLCARE MANAGED MEDICAID $3,244.61 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $3,406.84 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $3,545.97 ↑ +0%
CIGNA HMO $3,588.00 ↑ +1%
CIGNA PPO $4,015.00 ↑ +13%
UNITED HEALTHCARE DSNP $4,255.16 ↑ +20%
HORIZON OMNIA $5,555.79 ↑ +57%
ACTIVECARE FIRST MCO ALL PRODUCTS $5,970.30 ↑ +68%
INTERGROUP WORKERS COMP $5,970.30 ↑ +68%
INTERGROUP SHARED SAVINGS $5,970.30 ↑ +68%
QUALCARE HMO $6,256.00 ↑ +76%
BERGEN RISK ALL PRODUCTS $6,396.75 ↑ +80%
HORIZON PIP $6,592.92 ↑ +86%
QUALCARE PPO $6,627.03 ↑ +87%
HORIZON SHP $6,650.06 ↑ +88%
AETNA ASA $6,678.21 ↑ +88%
PRIME HEALTH AUTO INSURANCE $6,823.20 ↑ +92%
PRIME HEALTH WORKERS COMP $6,823.20 ↑ +92%
HORIZON HMO $6,861.58 ↑ +94%
HORIZON INDEMNITY $6,942.61 ↑ +96%
HORIZON PPO $7,041.54 ↑ +99%
MULTIPLAN - PHCS ALL PRODUCTS $7,249.65 ↑ +104%
AMERIHEALTH LOCAL HMO $7,328.12 ↑ +107%
QUALCARE WORKERS COMP $7,505.52 ↑ +112%
AMERIHEALTH REGIONAL HMO $8,300.42 ↑ +134%
AETNA HMO $8,419.00 ↑ +137%
AETNA PPO $8,419.00 ↑ +137%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +180%
HORIZON WORKERS COMP $10,671.00 ↑ +201%
OXFORD ALL PRODUCTS $15,604.00 ↑ +340%
UNITED HEALTHCARE HMO $19,834.00 ↑ +459%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Centralization wrist on ulna at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $3,591.33 $3,591.33 – $4,309.59
Hackensack University Medical Center Hackensack $3,821.05 $2,043.97 – $4,012.10
JFK Johnson Rehabilitation Institute (JRI) Edison $3,594.44 $1,140.00 – $3,594.44
Jersey Shore University Medical Center Neptune City $3,591.33 $1,978.53 – $4,309.59
Palisades Medical Center North Bergen $3,821.05 $2,043.97 – $4,164.94
Raritan Bay Medical Center Perth Amboy $3,594.44 $2,043.97 – $4,313.33
Riverview Medical Center Red Bank $3,591.33 $1,978.53 – $4,309.59
Southern Ocean Medical Center Manahawkin $3,545.97 $1,978.53 – $4,255.16

All New-jersey hospitals for this procedure →