healthcosts.net
Blood Culture Test at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$10.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$229.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.90 with UNITED HEALTHCARE vs $222.86 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $9.90 | ↓ -4% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $10.32 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $10.32 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $10.32 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $10.32 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $10.32 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $10.32 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $10.32 | ↑ +0% |
| VACCN | ALL PRODUCTS | $10.32 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $10.32 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $10.84 | ↑ +5% |
| UNITED HEALTHCARE | DSNP | $12.38 | ↑ +20% |
| KARNA | MEDICARE ADVANTAGE | $13.44 | ↑ +30% |
| UNITED HEALTHCARE | HMO | $21.18 | ↑ +105% |
| AETNA | MANAGED MEDICAID | $32.52 | ↑ +215% |
| HORIZON | MANAGED MEDICAID | $43.62 | ↑ +323% |
| CIGNA | PPO | $47.29 | ↑ +358% |
| CIGNA | HMO | $47.29 | ↑ +358% |
| QUALCARE | HMO | $113.58 | ↑ +1001% |
| OXFORD | ALL PRODUCTS | $123.89 | ↑ +1100% |
| HORIZON | OMNIA | $149.17 | ↑ +1345% |
| AETNA | PPO | $157.55 | ↑ +1427% |
| AETNA | HMO | $157.55 | ↑ +1427% |
| INTERGROUP | SHARED SAVINGS | $160.30 | ↑ +1453% |
| INTERGROUP | WORKERS COMP | $160.30 | ↑ +1453% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $160.30 | ↑ +1453% |
| HORIZON | WORKERS COMP | $164.15 | ↑ +1491% |
| BERGEN RISK | ALL PRODUCTS | $171.75 | ↑ +1564% |
| HORIZON | PIP | $177.02 | ↑ +1615% |
| QUALCARE | WORKERS COMP | $177.02 | ↑ +1615% |
| QUALCARE | PPO | $177.02 | ↑ +1615% |
| HORIZON | SHP | $178.55 | ↑ +1630% |
| AETNA | ASA | $179.31 | ↑ +1638% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $183.20 | ↑ +1675% |
| PRIME HEALTH | WORKERS COMP | $183.20 | ↑ +1675% |
| PRIME HEALTH | AUTO INSURANCE | $183.20 | ↑ +1675% |
| HORIZON | HMO | $184.23 | ↑ +1685% |
| HORIZON | INDEMNITY | $186.41 | ↑ +1706% |
| HORIZON | PPO | $189.06 | ↑ +1732% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $194.65 | ↑ +1786% |
| AMERIHEALTH | LOCAL HMO | $196.76 | ↑ +1807% |
| AMERIHEALTH | REGIONAL HMO | $222.86 | ↑ +2059% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
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Blood Culture Test at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $10.32 | $10.32 – $196.76 |
| Carrier Clinic | Belle Mead | $91.60 | $33.21 – $33.21 |
| Hackensack University Medical Center | Hackensack | $10.32 | $8.26 – $229.00 |