healthcosts.net

Blood Clotting (PT/INR) Test at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$4.29

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$97.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.30 with UNITED HEALTHCARE vs $53.53 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $3.30 ↓ -23%
SEOUL MEDICAL GROUP ALL PRODUCTS $4.29 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $4.29 ↑ +0%
CLOVER MEDICARE ADVANTAGE $4.29 ↑ +0%
HORIZON MEDICARE ADVANTAGE $4.29 ↑ +0%
AETNA MEDICARE ADVANTAGE $4.29 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $4.29 ↑ +0%
AMERIGROUP MANAGED MEDICAID $4.29 ↑ +0%
VACCN ALL PRODUCTS $4.29 ↑ +0%
WELLCARE MANAGED MEDICAID $4.29 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4.50 ↑ +5%
UNITED HEALTHCARE DSNP $5.15 ↑ +20%
KARNA MEDICARE ADVANTAGE $5.59 ↑ +30%
AETNA MANAGED MEDICAID $7.81 ↑ +82%
UNITED HEALTHCARE HMO $8.81 ↑ +105%
OXFORD ALL PRODUCTS $8.81 ↑ +105%
HORIZON MANAGED MEDICAID $18.48 ↑ +331%
CIGNA PPO $19.66 ↑ +358%
CIGNA HMO $19.66 ↑ +358%
HORIZON OMNIA $35.83 ↑ +735%
INTERGROUP SHARED SAVINGS $38.50 ↑ +797%
INTERGROUP WORKERS COMP $38.50 ↑ +797%
ACTIVECARE FIRST MCO ALL PRODUCTS $38.50 ↑ +797%
HORIZON WORKERS COMP $39.42 ↑ +819%
BERGEN RISK ALL PRODUCTS $41.25 ↑ +862%
HORIZON PIP $42.52 ↑ +891%
QUALCARE HMO $42.52 ↑ +891%
QUALCARE WORKERS COMP $42.52 ↑ +891%
QUALCARE PPO $42.52 ↑ +891%
HORIZON SHP $42.88 ↑ +900%
AETNA ASA $43.07 ↑ +904%
PRIME HEALTH WORKERS COMP $44.00 ↑ +926%
PRIME HEALTH AUTO INSURANCE $44.00 ↑ +926%
HORIZON HMO $44.25 ↑ +931%
HORIZON INDEMNITY $44.77 ↑ +944%
HORIZON PPO $45.41 ↑ +959%
AETNA PPO $46.20 ↑ +977%
AETNA HMO $46.20 ↑ +977%
MULTIPLAN - PHCS ALL PRODUCTS $46.75 ↑ +990%
AMERIHEALTH LOCAL HMO $47.26 ↑ +1002%
BRIGHTON HEALTH PLAN ALL PRODUCTS $49.50 ↑ +1054%
AMERIHEALTH REGIONAL HMO $53.53 ↑ +1148%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Blood Clotting (PT/INR) Test at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $38.80 $14.07 – $14.07
Bayshore Medical Center Holmdel $4.29 $4.29 – $49.50
Hackensack University Medical Center Hackensack $4.29 $3.43 – $55.00

All New-jersey hospitals for this procedure →