Biopsy of lip 40490 at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$253.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$826.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.01 with CIGNA vs $10,671.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CIGNA | PPO | $0.01 | ↓ -100% |
| CIGNA | HMO | $0.01 | ↓ -100% |
| AETNA | MANAGED MEDICAID | $117.29 | ↓ -54% |
| KARNA | MEDICARE ADVANTAGE | $141.57 | ↓ -44% |
| CLOVER | MEDICARE ADVANTAGE | $148.68 | ↓ -41% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $160.24 | ↓ -37% |
| HORIZON | MEDICARE ADVANTAGE | $232.22 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $232.22 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $232.22 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $232.22 | ↓ -8% |
| VACCN | ALL PRODUCTS | $232.22 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $232.22 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $243.83 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $253.79 | ↑ +0% |
| UNITED HEALTHCARE | DSNP | $304.55 | ↑ +20% |
| HORIZON | OMNIA | $538.06 | ↑ +112% |
| INTERGROUP | WORKERS COMP | $578.20 | ↑ +128% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $578.20 | ↑ +128% |
| INTERGROUP | SHARED SAVINGS | $578.20 | ↑ +128% |
| BERGEN RISK | ALL PRODUCTS | $619.50 | ↑ +144% |
| HORIZON | PIP | $638.50 | ↑ +152% |
| QUALCARE | PPO | $641.80 | ↑ +153% |
| HORIZON | SHP | $644.03 | ↑ +154% |
| AETNA | ASA | $646.76 | ↑ +155% |
| PRIME HEALTH | AUTO INSURANCE | $660.80 | ↑ +160% |
| PRIME HEALTH | WORKERS COMP | $660.80 | ↑ +160% |
| HORIZON | HMO | $664.52 | ↑ +162% |
| HORIZON | INDEMNITY | $672.36 | ↑ +165% |
| HORIZON | PPO | $681.95 | ↑ +169% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $702.10 | ↑ +177% |
| AMERIHEALTH | LOCAL HMO | $709.70 | ↑ +180% |
| QUALCARE | WORKERS COMP | $726.88 | ↑ +186% |
| AMERIHEALTH | REGIONAL HMO | $803.86 | ↑ +217% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↑ +368% |
| HORIZON | MANAGED MEDICAID | $1,575.00 | ↑ +521% |
| OXFORD | ALL PRODUCTS | $2,810.00 | ↑ +1007% |
| UNITED HEALTHCARE | HMO | $3,454.00 | ↑ +1261% |
| AETNA | PPO | $4,025.00 | ↑ +1486% |
| AETNA | HMO | $4,025.00 | ↑ +1486% |
| QUALCARE | HMO | $6,256.00 | ↑ +2365% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +3814% |
| HORIZON | WORKERS COMP | $10,671.00 | ↑ +4105% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Biopsy of lip 40490 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $257.04 | $257.04 – $308.44 |
| Hackensack University Medical Center | Hackensack | $273.48 | $146.01 – $287.15 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $257.26 | $36.40 – $257.26 |
| Jersey Shore University Medical Center | Neptune City | $257.04 | $141.57 – $308.44 |
| Palisades Medical Center | North Bergen | $273.48 | $146.01 – $298.09 |
| Raritan Bay Medical Center | Perth Amboy | $257.26 | $146.01 – $308.71 |
| Riverview Medical Center | Red Bank | $257.04 | $141.57 – $308.44 |
| Southern Ocean Medical Center | Manahawkin | $253.79 | $141.57 – $304.55 |