healthcosts.net
Allergy Skin Testing at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$1,111.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,542.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$6.25 with KARNA vs $1,499.70 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $6.25 | ↓ -99% |
| AETNA | MANAGED MEDICAID | $218.82 | ↓ -80% |
| CLOVER | MEDICARE ADVANTAGE | $277.38 | ↓ -75% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $298.95 | ↓ -73% |
| OXFORD | ALL PRODUCTS | $391.00 | ↓ -65% |
| UNITED HEALTHCARE | HMO | $546.00 | ↓ -51% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $907.65 | ↓ -18% |
| HORIZON | MANAGED MEDICAID | $916.59 | ↓ -18% |
| HORIZON | OMNIA | $1,003.81 | ↓ -10% |
| AMERIGROUP | MEDICARE ADVANTAGE | $1,017.39 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $1,017.39 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $1,017.39 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $1,017.39 | ↓ -8% |
| VACCN | ALL PRODUCTS | $1,017.39 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $1,017.39 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,068.26 | ↓ -4% |
| INTERGROUP | SHARED SAVINGS | $1,079.40 | ↓ -3% |
| INTERGROUP | WORKERS COMP | $1,079.40 | ↓ -3% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,079.40 | ↓ -3% |
| HORIZON | WORKERS COMP | $1,104.59 | ↓ -1% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,111.89 | ↑ +0% |
| BERGEN RISK | ALL PRODUCTS | $1,155.75 | ↑ +4% |
| HORIZON | PIP | $1,191.19 | ↑ +7% |
| QUALCARE | HMO | $1,197.36 | ↑ +8% |
| QUALCARE | PPO | $1,197.36 | ↑ +8% |
| HORIZON | SHP | $1,201.52 | ↑ +8% |
| AETNA | ASA | $1,206.60 | ↑ +9% |
| PRIME HEALTH | WORKERS COMP | $1,233.60 | ↑ +11% |
| PRIME HEALTH | AUTO INSURANCE | $1,233.60 | ↑ +11% |
| HORIZON | HMO | $1,239.73 | ↑ +11% |
| HORIZON | INDEMNITY | $1,254.37 | ↑ +13% |
| HORIZON | PPO | $1,272.25 | ↑ +14% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,309.85 | ↑ +18% |
| AMERIHEALTH | LOCAL HMO | $1,324.03 | ↑ +19% |
| UNITED HEALTHCARE | DSNP | $1,334.26 | ↑ +20% |
| QUALCARE | WORKERS COMP | $1,356.08 | ↑ +22% |
| AETNA | PPO | $1,382.71 | ↑ +24% |
| AETNA | HMO | $1,382.71 | ↑ +24% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,386.90 | ↑ +25% |
| CIGNA | PPO | $1,473.66 | ↑ +33% |
| CIGNA | HMO | $1,473.66 | ↑ +33% |
| AMERIHEALTH | REGIONAL HMO | $1,499.70 | ↑ +35% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |