Ablation cryo pq chest wall tumor(s) w/guid at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$262.16
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$572.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$81.22 with AETNA vs $10,671.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $81.22 | ↓ -69% |
| CLOVER | MEDICARE ADVANTAGE | $102.96 | ↓ -61% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $110.97 | ↓ -58% |
| AETNA | MEDICARE ADVANTAGE | $239.88 | ↓ -8% |
| VACCN | ALL PRODUCTS | $239.88 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $239.88 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $239.88 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $239.88 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $239.88 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $251.87 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $262.16 | ↑ +0% |
| UNITED HEALTHCARE | DSNP | $314.59 | ↑ +20% |
| HORIZON | OMNIA | $372.60 | ↑ +42% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $400.40 | ↑ +53% |
| INTERGROUP | WORKERS COMP | $400.40 | ↑ +53% |
| INTERGROUP | SHARED SAVINGS | $400.40 | ↑ +53% |
| BERGEN RISK | ALL PRODUCTS | $429.00 | ↑ +64% |
| HORIZON | PIP | $442.16 | ↑ +69% |
| QUALCARE | PPO | $444.44 | ↑ +70% |
| HORIZON | SHP | $445.99 | ↑ +70% |
| AETNA | ASA | $447.88 | ↑ +71% |
| PRIME HEALTH | AUTO INSURANCE | $457.60 | ↑ +75% |
| PRIME HEALTH | WORKERS COMP | $457.60 | ↑ +75% |
| HORIZON | HMO | $460.17 | ↑ +76% |
| HORIZON | INDEMNITY | $465.61 | ↑ +78% |
| HORIZON | PPO | $472.24 | ↑ +80% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $486.20 | ↑ +85% |
| AMERIHEALTH | LOCAL HMO | $491.46 | ↑ +87% |
| QUALCARE | WORKERS COMP | $503.36 | ↑ +92% |
| CIGNA | HMO | $514.17 | ↑ +96% |
| CIGNA | PPO | $514.17 | ↑ +96% |
| AMERIHEALTH | REGIONAL HMO | $556.67 | ↑ +112% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↑ +354% |
| HORIZON | MANAGED MEDICAID | $1,575.00 | ↑ +501% |
| OXFORD | ALL PRODUCTS | $2,810.00 | ↑ +972% |
| UNITED HEALTHCARE | HMO | $3,454.00 | ↑ +1218% |
| QUALCARE | HMO | $6,256.00 | ↑ +2286% |
| AETNA | PPO | $8,419.00 | ↑ +3111% |
| AETNA | HMO | $8,419.00 | ↑ +3111% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +3689% |
| HORIZON | WORKERS COMP | $10,671.00 | ↑ +3970% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
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Ablation cryo pq chest wall tumor(s) w/guid at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $265.51 | $265.51 – $318.62 |
| Hackensack University Medical Center | Hackensack | $282.50 | $226.00 – $296.62 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $265.74 | $239.88 – $265.74 |
| Jersey Shore University Medical Center | Neptune City | $265.51 | $265.51 – $318.62 |
| Palisades Medical Center | North Bergen | $282.50 | $282.50 – $307.92 |
| Raritan Bay Medical Center | Perth Amboy | $265.74 | $265.74 – $318.89 |
| Riverview Medical Center | Red Bank | $265.51 | $265.51 – $318.62 |
| Southern Ocean Medical Center | Manahawkin | $262.16 | $262.16 – $314.59 |