Rmvl sq defib electrode at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$3,986.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,941.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$629.48 with United Healthcare vs $43,447.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $629.48 | ↓ -84% |
| Fidelis Care | NJ Family Care | $641.34 | ↓ -84% |
| Aetna | Better Health | $689.26 | ↓ -83% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $2,078.67 | ↓ -48% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $2,582.16 | ↓ -35% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,645.90 | ↓ -34% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $2,728.42 | ↓ -32% |
| First Health | Commercial | $2,964.60 | ↓ -26% |
| Wellpoint | NJ Family Care | $3,266.00 | ↓ -18% |
| Clover Health | Medicare Advantage | $4,083.00 | ↑ +2% |
| Humana | Medicare | $4,083.00 | ↑ +2% |
| Aetna | Medicare | $4,083.00 | ↑ +2% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $4,083.00 | ↑ +2% |
| Fidelis Care | Medicare Advantage | $4,083.00 | ↑ +2% |
| Wellpoint | Medicare Advantage | $4,083.00 | ↑ +2% |
| United Healthcare | Medicare | $4,164.66 | ↑ +4% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $4,336.71 | ↑ +9% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $4,716.67 | ↑ +18% |
| Emblem Health | Commercial | $7,145.25 | ↑ +79% |
| Wellcare | Ambetter Health Commercial | $8,125.17 | ↑ +104% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $16,392.00 | ↑ +311% |
| Cigna | Local Plus | $19,204.00 | ↑ +382% |
| Cigna | HMO | $24,402.00 | ↑ +512% |
| Cigna | PPO | $25,701.00 | ↑ +545% |
| United Healthcare | Oxford Metro | $31,462.00 | ↑ +689% |
| United Healthcare | Nexus | $36,930.00 | ↑ +826% |
| United Healthcare | Oxford Commercial | $37,014.00 | ↑ +829% |
| Aetna | PPO | $39,258.00 | ↑ +885% |
| Aetna | HMO | $39,258.00 | ↑ +885% |
| United Healthcare | Commercial | $43,447.00 | ↑ +990% |
| Amerihealth | Local Value | not published by hospital | — |
| Amerihealth | Regional Preferred | not published by hospital | — |
| Qualcare Inc | HMO/POS | not published by hospital | — |
| Qualcare Inc | PPO/WC | not published by hospital | — |
Visitor-reported prices
Comments
Rmvl sq defib electrode at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $173.80 – $7,954.64 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $4,083.00 – $8,166.00 |
| Community Medical Center | Toms River | $3,786.00 | $3,977.32 – $7,914.87 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $178.91 – $8,166.00 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $224.91 – $8,528.86 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $4,028.20 – $8,016.12 |
| Bayshore Medical Center | Holmdel | $4,028.20 | $4,028.20 – $4,833.83 |
| Hackensack University Medical Center | Hackensack | $4,285.86 | $726.44 – $4,541.28 |