Psychotherapy group therapy at Clara Maass Medical Center

1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$82.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$413.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.52 with Horizon Blue Cross Blue Shield of New Jersey vs $394.24 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $30.52 ↓ -63%
Fidelis Care NJ Family Care $53.60 ↓ -35%
Aetna Better Health $57.61 ↓ -30%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $103.78 ↑ +26%
Clover Health Medicare Advantage $103.78 ↑ +26%
Humana Medicare $103.78 ↑ +26%
Aetna Medicare $103.78 ↑ +26%
Fidelis Care Medicare Advantage $103.78 ↑ +26%
Wellpoint Medicare Advantage $103.78 ↑ +26%
Horizon Blue Cross Blue Shield of New Jersey Omnia $173.74 ↑ +112%
Emblem Health Commercial $181.62 ↑ +121%
Wellcare Ambetter Health Commercial $206.52 ↑ +151%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $215.83 ↑ +163%
Cigna Local Plus $217.36 ↑ +165%
Horizon Blue Cross Blue Shield of New Jersey Managed $221.16 ↑ +169%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $228.05 ↑ +178%
Wellpoint NJ Family Care $235.41 ↑ +187%
Aetna HMO $243.67 ↑ +197%
Aetna PPO $243.67 ↑ +197%
First Health Commercial $247.80 ↑ +202%
Cigna HMO $276.21 ↑ +236%
Cigna PPO $290.91 ↑ +254%
Amerihealth Regional Preferred $311.15 ↑ +279%
Amerihealth Local Value $311.15 ↑ +279%
Qualcare Inc HMO/POS $317.18 ↑ +286%
Qualcare Inc PPO/WC $338.24 ↑ +312%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $362.49 ↑ +341%
Horizon Blue Cross Blue Shield of New Jersey PIP $394.24 ↑ +380%

Visitor-reported prices

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Psychotherapy group therapy at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $165.20 $26.75 – $300.00
Trinitas Regional Medical Center Elizabeth $68.32 $30.52 – $202.18
Saint Barnabas Behavioral Health Center Toms River $117.81 $26.75 – $147.09
Cooperman Barnabas Medical Center Livingston $87.51 $30.52 – $207.56
Childrens Specialized Hospital Mountainside $132.00 $130.00 – $131.00
Newark Beth Israel Medical Center Newark $86.02 $30.52 – $207.56
Jersey City Medical Center Jersey City $85.82 $30.52 – $216.77
Monmouth Medical Center Long Branch $90.36 $30.52 – $203.74

All New-jersey hospitals for this procedure →