Pq vrtbrplst 1 bdy inj crv-thr/lmb-scr w/img addl at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,889.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$368.05 with United Healthcare vs $9,392.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $368.05 | — |
| Fidelis Care | NJ Family Care | $374.99 | — |
| Aetna | Better Health | $403.01 | — |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $947.51 | — |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $1,215.40 | — |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $1,509.79 | — |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $1,547.05 | — |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $1,595.30 | — |
| First Health | Commercial | $1,733.40 | — |
| United Healthcare | Oxford Metro | $2,211.00 | — |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $2,535.67 | — |
| United Healthcare | Nexus | $2,595.00 | — |
| United Healthcare | Oxford Commercial | $2,601.00 | — |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $2,757.83 | — |
| United Healthcare | Commercial | $3,053.00 | — |
| Wellpoint | NJ Family Care | $3,266.00 | — |
| Aetna | HMO | $4,294.00 | — |
| Aetna | PPO | $4,294.00 | — |
| Cigna | Local Plus | $7,018.00 | — |
| Cigna | HMO | $8,917.00 | — |
| Cigna | PPO | $9,392.00 | — |
| Amerihealth | Regional Preferred | not published by hospital | — |
| Amerihealth | Local Value | not published by hospital | — |
| Qualcare Inc | HMO/POS | not published by hospital | — |
| Qualcare Inc | PPO/WC | not published by hospital | — |
Visitor-reported prices
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Pq vrtbrplst 1 bdy inj crv-thr/lmb-scr w/img addl at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $375.56 – $1,978.15 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $386.61 – $1,739.03 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $1,895.02 – $1,895.02 |
| Robert Wood Johnson University Hospital Hamilton | Hamilton Township | $5,110.00 | $912.85 – $912.85 |
| Robert Wood Johnson University Hospital | New Brunswick | $5,741.00 | $872.40 – $4,025.38 |
| Robert Wood Johnson University Hospital Somerset | Somerville | $6,311.00 | $397.66 – $872.40 |
| Cooperman Barnabas Medical Center | Livingston | not published | $959.07 – $959.07 |
| Community Medical Center | Toms River | not published | $982.18 – $982.18 |