Pin service 60m per month at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$40.77
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$205.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$26.11 with United Healthcare vs $206.52 with Wellcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $26.11 | ↓ -36% |
| Fidelis Care | NJ Family Care | $26.60 | ↓ -35% |
| Aetna | Better Health | $28.59 | ↓ -30% |
| United Healthcare | Oxford Metro | $59.77 | ↑ +47% |
| United Healthcare | Nexus | $59.77 | ↑ +47% |
| United Healthcare | Commercial | $70.31 | ↑ +72% |
| United Healthcare | Oxford Commercial | $70.31 | ↑ +72% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $74.20 | ↑ +82% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $86.24 | ↑ +112% |
| Clover Health | Medicare Advantage | $103.78 | ↑ +155% |
| Humana | Medicare | $103.78 | ↑ +155% |
| Aetna | Medicare | $103.78 | ↑ +155% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $103.78 | ↑ +155% |
| Fidelis Care | Medicare Advantage | $103.78 | ↑ +155% |
| Wellpoint | Medicare Advantage | $103.78 | ↑ +155% |
| United Healthcare | Medicare | $105.86 | ↑ +160% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $107.13 | ↑ +163% |
| Cigna | Local Plus | $107.89 | ↑ +165% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $109.77 | ↑ +169% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $113.20 | ↑ +178% |
| Wellpoint | NJ Family Care | $116.85 | ↑ +187% |
| Aetna | PPO | $120.95 | ↑ +197% |
| Aetna | HMO | $120.95 | ↑ +197% |
| First Health | Commercial | $123.00 | ↑ +202% |
| Cigna | HMO | $137.10 | ↑ +236% |
| Cigna | PPO | $144.40 | ↑ +254% |
| Amerihealth | Regional Preferred | $154.44 | ↑ +279% |
| Amerihealth | Local Value | $154.44 | ↑ +279% |
| Qualcare Inc | HMO/POS | $157.44 | ↑ +286% |
| Qualcare Inc | PPO/WC | $167.89 | ↑ +312% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $179.92 | ↑ +341% |
| Emblem Health | Commercial | $181.62 | ↑ +345% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $195.69 | ↑ +380% |
| Wellcare | Ambetter Health Commercial | $206.52 | ↑ +407% |
Visitor-reported prices
Comments
Pin service 60m per month at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $38.47 | $101.09 – $202.18 |
| Cooperman Barnabas Medical Center | Livingston | $43.43 | $75.11 – $207.56 |
| Community Medical Center | Toms River | $42.51 | $76.92 – $201.17 |
| Newark Beth Israel Medical Center | Newark | $42.70 | $103.78 – $207.56 |
| Jersey City Medical Center | Jersey City | $42.59 | $81.44 – $216.77 |
| Monmouth Medical Center | Long Branch | $44.85 | $102.38 – $203.74 |
| Bayshore Medical Center | Holmdel | $102.38 | $102.38 – $122.86 |
| Hackensack University Medical Center | Hackensack | $108.93 | $87.15 – $114.38 |