Microdissection manual at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$77.17
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$388.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$54.12 with Aetna vs $715.04 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Better Health | $54.12 | ↓ -30% |
| United Healthcare | Nexus | $84.89 | ↑ +10% |
| United Healthcare | Oxford Metro | $84.89 | ↑ +10% |
| United Healthcare | Commercial | $86.34 | ↑ +12% |
| United Healthcare | Oxford Commercial | $86.34 | ↑ +12% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $160.52 | ↑ +108% |
| United Healthcare | Community Plan | $173.62 | ↑ +125% |
| Fidelis Care | NJ Family Care | $176.92 | ↑ +129% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $205.51 | ↑ +166% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $205.51 | ↑ +166% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $205.51 | ↑ +166% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $205.51 | ↑ +166% |
| Wellpoint | NJ Family Care | $221.16 | ↑ +187% |
| First Health | Commercial | $232.80 | ↑ +202% |
| Aetna | PPO | $269.30 | ↑ +249% |
| Aetna | HMO | $269.30 | ↑ +249% |
| Amerihealth | Regional Preferred | $292.31 | ↑ +279% |
| Amerihealth | Local Value | $292.31 | ↑ +279% |
| Qualcare Inc | HMO/POS | $297.98 | ↑ +286% |
| Qualcare Inc | PPO/WC | $317.77 | ↑ +312% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $340.54 | ↑ +341% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $370.38 | ↑ +380% |
| Cigna | Local Plus | $715.04 | ↑ +827% |
| Cigna | HMO | $715.04 | ↑ +827% |
| Cigna | PPO | $715.04 | ↑ +827% |
Visitor-reported prices
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Microdissection manual at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $117.31 | $84.89 – $1,335.53 |
| Cooperman Barnabas Medical Center | Livingston | $82.21 | $84.89 – $715.04 |
| Community Medical Center | Toms River | $129.62 | $84.89 – $715.04 |
| Newark Beth Israel Medical Center | Newark | $80.82 | $84.89 – $715.04 |
| Jersey City Medical Center | Jersey City | $129.87 | $84.89 – $715.04 |
| Monmouth Medical Center | Long Branch | $136.75 | $84.89 – $715.04 |
| Monmouth Medical Center Southern Campus | Lakewood | $148.56 | $84.89 – $715.04 |
| Robert Wood Johnson University Hospital | New Brunswick | $82.76 | $40.54 – $715.04 |