Manipulation chest wall initial demonstration/evaluation at Clara Maass Medical Center

1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$39.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$199.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.35 with United Healthcare vs $383.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $25.35 ↓ -36%
Fidelis Care NJ Family Care $25.83 ↓ -35%
Aetna Better Health $27.76 ↓ -30%
Horizon Blue Cross Blue Shield of New Jersey Omnia $83.71 ↑ +111%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $103.99 ↑ +163%
Cigna Local Plus $104.73 ↑ +165%
Horizon Blue Cross Blue Shield of New Jersey Managed $106.56 ↑ +169%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $109.88 ↑ +178%
Wellpoint NJ Family Care $113.43 ↑ +187%
Aetna HMO $117.41 ↑ +197%
Aetna PPO $117.41 ↑ +197%
First Health Commercial $119.40 ↑ +202%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $127.92 ↑ +223%
Cigna HMO $133.09 ↑ +236%
Cigna PPO $140.17 ↑ +254%
Aetna Medicare $144.62 ↑ +265%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $144.62 ↑ +265%
Wellpoint Medicare Advantage $144.62 ↑ +265%
Clover Health Medicare Advantage $144.62 ↑ +265%
Fidelis Care Medicare Advantage $144.62 ↑ +265%
Humana Medicare $144.62 ↑ +265%
United Healthcare Medicare $147.51 ↑ +273%
Amerihealth Local Value $149.92 ↑ +279%
Amerihealth Regional Preferred $149.92 ↑ +279%
Qualcare Inc HMO/POS $152.83 ↑ +286%
Qualcare Inc PPO/WC $162.98 ↑ +312%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $174.66 ↑ +341%
Horizon Blue Cross Blue Shield of New Jersey PIP $189.96 ↑ +380%
Emblem Health Commercial $253.09 ↑ +539%
Wellcare Ambetter Health Commercial $287.79 ↑ +627%
United Healthcare Nexus $326.00 ↑ +724%
United Healthcare Oxford Metro $326.00 ↑ +724%
United Healthcare Oxford Commercial $383.00 ↑ +868%
United Healthcare Commercial $383.00 ↑ +868%

Visitor-reported prices

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Manipulation chest wall initial demonstration/evaluation at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $60.06 $140.87 – $313.48
Cooperman Barnabas Medical Center Livingston $59.33 $129.48 – $289.24
Community Medical Center Toms River $66.36 $132.60 – $280.33
Childrens Specialized Hospital Mountainside $90.50 $394.00 – $394.00
Newark Beth Israel Medical Center Newark $58.32 $144.62 – $289.24
Jersey City Medical Center Jersey City $66.49 $140.40 – $302.08
Monmouth Medical Center Long Branch $70.01 $142.67 – $283.91
Bayshore Medical Center Holmdel $142.67 $142.67 – $770.00

All New-jersey hospitals for this procedure →