Low cost skin substitute app at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$1,253.86
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$6,304.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$35.56 with Horizon Blue Cross Blue Shield of New Jersey vs $6,017.79 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $35.56 | ↓ -97% |
| Humana | Medicare | $686.76 | ↓ -45% |
| Aetna | Medicare | $686.76 | ↓ -45% |
| Fidelis Care | Medicare Advantage | $686.76 | ↓ -45% |
| Wellpoint | Medicare Advantage | $686.76 | ↓ -45% |
| Clover Health | Medicare Advantage | $686.76 | ↓ -45% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $686.76 | ↓ -45% |
| United Healthcare | Medicare | $700.50 | ↓ -44% |
| United Healthcare | Community Plan | $803.12 | ↓ -36% |
| Fidelis Care | NJ Family Care | $818.25 | ↓ -35% |
| Aetna | Better Health | $879.40 | ↓ -30% |
| Emblem Health | Commercial | $1,201.83 | ↓ -4% |
| Wellcare | Ambetter Health Commercial | $1,366.65 | ↑ +9% |
| Cigna | Local Plus | $1,479.00 | ↑ +18% |
| Cigna | HMO | $1,879.00 | ↑ +50% |
| Cigna | PPO | $1,979.00 | ↑ +58% |
| United Healthcare | Oxford Metro | $2,211.00 | ↑ +76% |
| United Healthcare | Nexus | $2,595.00 | ↑ +107% |
| United Healthcare | Oxford Commercial | $2,601.00 | ↑ +107% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $2,652.09 | ↑ +112% |
| United Healthcare | Commercial | $3,053.00 | ↑ +143% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $3,294.47 | ↑ +163% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $3,375.79 | ↑ +169% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $3,481.06 | ↑ +178% |
| Wellpoint | NJ Family Care | $3,593.28 | ↑ +187% |
| First Health | Commercial | $3,782.40 | ↑ +202% |
| Amerihealth | Local Value | $4,081.84 | ↑ +226% |
| Qualcare Inc | HMO/POS | $4,841.47 | ↑ +286% |
| Amerihealth | Regional Preferred | $4,971.96 | ↑ +297% |
| Aetna | HMO | $5,153.00 | ↑ +311% |
| Aetna | PPO | $5,153.00 | ↑ +311% |
| Qualcare Inc | PPO/WC | $5,162.97 | ↑ +312% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $5,533.02 | ↑ +341% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $6,017.79 | ↑ +380% |
Visitor-reported prices
Comments
Low cost skin substitute app at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $1,523.34 | $35.99 – $1,373.52 |
| Community Medical Center | Toms River | $1,172.01 | $36.86 – $1,331.27 |
| Newark Beth Israel Medical Center | Newark | $1,497.46 | $65.26 – $1,373.52 |
| Jersey City Medical Center | Jersey City | $1,174.27 | $39.02 – $1,434.55 |
| Monmouth Medical Center | Long Branch | $1,236.43 | $71.11 – $1,348.30 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $678.13 | $43.36 – $678.13 |
| Jersey Shore University Medical Center | Neptune City | $677.54 | $677.54 – $813.05 |
| Palisades Medical Center | North Bergen | $720.88 | $720.88 – $785.76 |