Lap place gastr adj device at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$3,986.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,841.00 with Wellpoint vs $26,990.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $4,841.00 | ↑ +21% |
| Humana | Medicare | $11,680.56 | ↑ +193% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $11,680.56 | ↑ +193% |
| Wellpoint | Medicare Advantage | $11,680.56 | ↑ +193% |
| Fidelis Care | Medicare Advantage | $11,680.56 | ↑ +193% |
| Clover Health | Medicare Advantage | $11,680.56 | ↑ +193% |
| Aetna | Medicare | $11,680.56 | ↑ +193% |
| United Healthcare | Medicare | $11,914.17 | ↑ +199% |
| Qualcare Inc | HMO/POS | $12,117.00 | ↑ +204% |
| Qualcare Inc | PPO/WC | $12,670.00 | ↑ +218% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $13,113.00 | ↑ +229% |
| Amerihealth | Local Value | $15,979.00 | ↑ +301% |
| Cigna | Local Plus | $16,324.00 | ↑ +310% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $17,876.00 | ↑ +348% |
| Amerihealth | Regional Preferred | $19,972.00 | ↑ +401% |
| Emblem Health | Commercial | $20,440.98 | ↑ +413% |
| Cigna | HMO | $20,742.00 | ↑ +420% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $21,350.00 | ↑ +436% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $21,350.00 | ↑ +436% |
| Cigna | PPO | $21,847.00 | ↑ +448% |
| United Healthcare | Nexus | $22,525.00 | ↑ +465% |
| United Healthcare | Oxford Metro | $22,525.00 | ↑ +465% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $22,844.00 | ↑ +473% |
| Wellcare | Ambetter Health Commercial | $23,244.31 | ↑ +483% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $23,521.00 | ↑ +490% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $24,256.00 | ↑ +509% |
| United Healthcare | Oxford Commercial | $26,500.00 | ↑ +565% |
| United Healthcare | Commercial | $26,500.00 | ↑ +565% |
| Aetna | HMO | $26,990.00 | ↑ +577% |
| Aetna | PPO | $26,990.00 | ↑ +577% |
| Fidelis Care | NJ Family Care | not published by hospital | — |
| First Health | Commercial | not published by hospital | — |
| Aetna | Better Health | not published by hospital | — |
| United Healthcare | Community Plan | not published by hospital | — |
Visitor-reported prices
Comments
Lap place gastr adj device at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $573.48 – $22,756.42 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $11,680.56 – $23,361.12 |
| Community Medical Center | Toms River | $3,786.00 | $11,378.21 – $22,642.64 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $590.35 – $23,361.12 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $742.16 – $24,399.15 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $11,523.76 – $22,932.28 |
| Bayshore Medical Center | Holmdel | $11,523.76 | $11,523.76 – $52,245.00 |
| Hackensack University Medical Center | Hackensack | $12,260.88 | $2,393.34 – $12,873.92 |