Immunofluorescence per specimen initial single antibody stain at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$58.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$296.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$41.29 with Aetna vs $461.67 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Better Health | $41.29 | ↓ -30% |
| Amerihealth | Local Value | $44.13 | ↓ -25% |
| Amerihealth | Regional Preferred | $44.13 | ↓ -25% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $65.60 | ↑ +11% |
| United Healthcare | Community Plan | $128.78 | ↑ +119% |
| Fidelis Care | NJ Family Care | $131.24 | ↑ +123% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $132.69 | ↑ +125% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $132.69 | ↑ +125% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $132.69 | ↑ +125% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $132.69 | ↑ +125% |
| United Healthcare | Nexus | $152.33 | ↑ +159% |
| United Healthcare | Oxford Metro | $152.33 | ↑ +159% |
| United Healthcare | Commercial | $155.88 | ↑ +165% |
| United Healthcare | Oxford Commercial | $155.88 | ↑ +165% |
| Wellpoint | NJ Family Care | $168.72 | ↑ +187% |
| First Health | Commercial | $177.60 | ↑ +202% |
| Clover Health | Medicare Advantage | $192.25 | ↑ +227% |
| Humana | Medicare | $192.25 | ↑ +227% |
| Wellpoint | Medicare Advantage | $192.25 | ↑ +227% |
| Aetna | Medicare | $192.25 | ↑ +227% |
| Fidelis Care | Medicare Advantage | $192.25 | ↑ +227% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $192.25 | ↑ +227% |
| United Healthcare | Medicare | $196.10 | ↑ +233% |
| Aetna | PPO | $198.56 | ↑ +237% |
| Aetna | HMO | $198.56 | ↑ +237% |
| Qualcare Inc | HMO/POS | $227.32 | ↑ +286% |
| Qualcare Inc | PPO/WC | $242.42 | ↑ +312% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $259.79 | ↑ +341% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $282.56 | ↑ +380% |
| Emblem Health | Commercial | $336.44 | ↑ +471% |
| Wellcare | Ambetter Health Commercial | $382.58 | ↑ +550% |
| Cigna | Local Plus | $461.67 | ↑ +684% |
| Cigna | HMO | $461.67 | ↑ +684% |
| Cigna | PPO | $461.67 | ↑ +684% |
Visitor-reported prices
Comments
Immunofluorescence per specimen initial single antibody stain at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $123.50 | $69.57 – $461.67 |
| Cooperman Barnabas Medical Center | Livingston | $53.18 | $44.20 – $461.67 |
| Community Medical Center | Toms River | $136.46 | $44.20 – $461.67 |
| Newark Beth Israel Medical Center | Newark | $52.28 | $44.20 – $461.67 |
| Jersey City Medical Center | Jersey City | $136.73 | $44.20 – $461.67 |
| Monmouth Medical Center | Long Branch | $143.97 | $44.20 – $461.67 |
| Bayshore Medical Center | Holmdel | $189.67 | $88.12 – $597.81 |
| Hackensack University Medical Center | Hackensack | $201.80 | $59.47 – $672.67 |