Hemodialysis one evaluation at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$639.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,213.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$409.33 with United Healthcare vs $3,067.12 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $409.33 | ↓ -36% |
| Fidelis Care | NJ Family Care | $417.04 | ↓ -35% |
| Aetna | Better Health | $448.21 | ↓ -30% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $713.40 | ↑ +12% |
| Wellpoint | Medicare Advantage | $785.03 | ↑ +23% |
| Humana | Medicare | $785.03 | ↑ +23% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $785.03 | ↑ +23% |
| Aetna | Medicare | $785.03 | ↑ +23% |
| Fidelis Care | Medicare Advantage | $785.03 | ↑ +23% |
| Clover Health | Medicare Advantage | $785.03 | ↑ +23% |
| United Healthcare | Medicare | $800.73 | ↑ +25% |
| United Healthcare | Nexus | $1,310.00 | ↑ +105% |
| United Healthcare | Oxford Metro | $1,310.00 | ↑ +105% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $1,351.70 | ↑ +112% |
| Emblem Health | Commercial | $1,373.80 | ↑ +115% |
| United Healthcare | Commercial | $1,541.00 | ↑ +141% |
| United Healthcare | Oxford Commercial | $1,541.00 | ↑ +141% |
| Wellcare | Ambetter Health Commercial | $1,562.21 | ↑ +144% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $1,679.11 | ↑ +163% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $1,720.56 | ↑ +169% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $1,774.21 | ↑ +178% |
| Wellpoint | NJ Family Care | $1,831.41 | ↑ +187% |
| Aetna | PPO | $1,895.67 | ↑ +197% |
| Aetna | HMO | $1,895.67 | ↑ +197% |
| First Health | Commercial | $1,927.80 | ↑ +202% |
| Amerihealth | Regional Preferred | $2,420.67 | ↑ +279% |
| Amerihealth | Local Value | $2,420.67 | ↑ +279% |
| Qualcare Inc | HMO/POS | $2,467.58 | ↑ +286% |
| Qualcare Inc | PPO/WC | $2,631.44 | ↑ +312% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $2,820.05 | ↑ +341% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $3,067.12 | ↑ +380% |
| Cigna | Local Plus | not published by hospital | — |
| Cigna | HMO | not published by hospital | — |
| Cigna | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Hemodialysis one evaluation at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $363.19 | $35.29 – $1,529.42 |
| Cooperman Barnabas Medical Center | Livingston | $441.59 | $722.10 – $1,570.06 |
| Community Medical Center | Toms River | $401.31 | $739.50 – $1,521.77 |
| Newark Beth Israel Medical Center | Newark | $434.09 | $36.33 – $1,570.06 |
| Jersey City Medical Center | Jersey City | $402.09 | $45.67 – $1,639.82 |
| Monmouth Medical Center | Long Branch | $423.37 | $774.49 – $1,541.24 |
| Bayshore Medical Center | Holmdel | $774.49 | $218.00 – $4,651.00 |
| Hackensack University Medical Center | Hackensack | $824.03 | $118.66 – $1,647.00 |