Ghs oscillating trac at Clara Maass Medical Center

1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$87.91

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$442.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.31 with United Healthcare vs $695.25 with Wellcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $56.31 ↓ -36%
Fidelis Care NJ Family Care $57.37 ↓ -35%
Aetna Better Health $61.65 ↓ -30%
United Healthcare Oxford Metro $128.88 ↑ +47%
United Healthcare Nexus $128.88 ↑ +47%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $131.20 ↑ +49%
United Healthcare Oxford Commercial $151.60 ↑ +72%
United Healthcare Commercial $151.60 ↑ +72%
Horizon Blue Cross Blue Shield of New Jersey Omnia $185.94 ↑ +112%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $230.98 ↑ +163%
Cigna Local Plus $232.62 ↑ +165%
Horizon Blue Cross Blue Shield of New Jersey Managed $236.69 ↑ +169%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $244.07 ↑ +178%
Wellpoint NJ Family Care $251.94 ↑ +187%
Aetna HMO $260.78 ↑ +197%
Aetna PPO $260.78 ↑ +197%
First Health Commercial $265.20 ↑ +202%
Cigna HMO $295.60 ↑ +236%
Cigna PPO $311.34 ↑ +254%
Amerihealth Regional Preferred $333.00 ↑ +279%
Amerihealth Local Value $333.00 ↑ +279%
Qualcare Inc HMO/POS $339.45 ↑ +286%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $349.37 ↑ +297%
Aetna Medicare $349.37 ↑ +297%
Clover Health Medicare Advantage $349.37 ↑ +297%
Fidelis Care Medicare Advantage $349.37 ↑ +297%
Wellpoint Medicare Advantage $349.37 ↑ +297%
Humana Medicare $349.37 ↑ +297%
United Healthcare Medicare $356.36 ↑ +305%
Qualcare Inc PPO/WC $361.99 ↑ +312%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $387.94 ↑ +341%
Horizon Blue Cross Blue Shield of New Jersey PIP $421.93 ↑ +380%
Emblem Health Commercial $611.40 ↑ +595%
Wellcare Ambetter Health Commercial $695.25 ↑ +691%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs oscillating trac at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $85.60 $132.80 – $698.74
Newark Beth Israel Medical Center Newark $84.15 $8.76 – $698.74
Bayshore Medical Center Holmdel $344.68 $304.00 – $465.00
Hackensack University Medical Center Hackensack $366.72 $28.83 – $487.00
Ocean University Medical Center Brick $340.32 $27.80 – $499.00
JFK Johnson Rehabilitation Institute (JRI) Edison $344.98 $28.83 – $627.00
Jersey Shore University Medical Center Neptune City $344.68 $27.80 – $443.00
Palisades Medical Center North Bergen $366.72 $28.83 – $994.00

All New-jersey hospitals for this procedure →