Ghs elect torsion swing at Clara Maass Medical Center

1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$86.12

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$433.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.16 with United Healthcare vs $413.34 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $55.16 ↓ -36%
Fidelis Care NJ Family Care $56.20 ↓ -35%
Aetna Better Health $60.40 ↓ -30%
United Healthcare Nexus $126.26 ↑ +47%
United Healthcare Oxford Metro $126.26 ↑ +47%
United Healthcare Commercial $148.51 ↑ +72%
United Healthcare Oxford Commercial $148.51 ↑ +72%
Clover Health Medicare Advantage $175.54 ↑ +104%
Humana Medicare $175.54 ↑ +104%
Aetna Medicare $175.54 ↑ +104%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $175.54 ↑ +104%
Fidelis Care Medicare Advantage $175.54 ↑ +104%
Wellpoint Medicare Advantage $175.54 ↑ +104%
United Healthcare Medicare $179.05 ↑ +108%
Horizon Blue Cross Blue Shield of New Jersey Omnia $182.16 ↑ +112%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $193.52 ↑ +125%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $226.28 ↑ +163%
Cigna Local Plus $227.88 ↑ +165%
Horizon Blue Cross Blue Shield of New Jersey Managed $231.87 ↑ +169%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $239.10 ↑ +178%
Wellpoint NJ Family Care $246.81 ↑ +187%
Aetna PPO $255.47 ↑ +197%
Aetna HMO $255.47 ↑ +197%
First Health Commercial $259.80 ↑ +202%
Cigna HMO $289.59 ↑ +236%
Cigna PPO $305.00 ↑ +254%
Emblem Health Commercial $307.20 ↑ +257%
Amerihealth Regional Preferred $326.22 ↑ +279%
Amerihealth Local Value $326.22 ↑ +279%
Qualcare Inc HMO/POS $332.54 ↑ +286%
Wellcare Ambetter Health Commercial $349.32 ↑ +306%
Qualcare Inc PPO/WC $354.62 ↑ +312%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $380.04 ↑ +341%
Horizon Blue Cross Blue Shield of New Jersey PIP $413.34 ↑ +380%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs elect torsion swing at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $134.76 $175.54 – $351.08
Bayshore Medical Center Holmdel $173.18 $173.18 – $465.00
Hackensack University Medical Center Hackensack $184.26 $147.41 – $487.00
Ocean University Medical Center Brick $170.99 $116.00 – $499.00
JFK Johnson Rehabilitation Institute (JRI) Edison $173.33 $116.00 – $627.00
Jersey Shore University Medical Center Neptune City $173.18 $173.18 – $443.00
Palisades Medical Center North Bergen $184.26 $184.26 – $994.00
Raritan Bay Medical Center Perth Amboy $173.33 $173.33 – $295.00

All New-jersey hospitals for this procedure →