Crbrospnl fld flw imag cistern at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$295.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,487.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$172.20 with Horizon Blue Cross Blue Shield of New Jersey vs $1,440.37 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $172.20 | ↓ -42% |
| United Healthcare | Community Plan | $189.44 | ↓ -36% |
| Fidelis Care | NJ Family Care | $193.01 | ↓ -35% |
| Aetna | Better Health | $207.43 | ↓ -30% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $504.32 | ↑ +71% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $504.32 | ↑ +71% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $504.32 | ↑ +71% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $504.32 | ↑ +71% |
| Aetna | Medicare | $603.90 | ↑ +104% |
| Fidelis Care | Medicare Advantage | $603.90 | ↑ +104% |
| Humana | Medicare | $603.90 | ↑ +104% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $603.90 | ↑ +104% |
| Wellpoint | Medicare Advantage | $603.90 | ↑ +104% |
| Clover Health | Medicare Advantage | $603.90 | ↑ +104% |
| United Healthcare | Medicare | $615.98 | ↑ +108% |
| United Healthcare | Oxford Metro | $676.03 | ↑ +129% |
| United Healthcare | Nexus | $676.03 | ↑ +129% |
| United Healthcare | Commercial | $745.73 | ↑ +152% |
| United Healthcare | Oxford Commercial | $745.73 | ↑ +152% |
| Aetna | PPO | $754.85 | ↑ +155% |
| Aetna | HMO | $754.85 | ↑ +155% |
| Qualcare Inc | HMO/POS | $828.00 | ↑ +180% |
| Wellpoint | NJ Family Care | $847.59 | ↑ +187% |
| Qualcare Inc | PPO/WC | $866.00 | ↑ +193% |
| First Health | Commercial | $892.20 | ↑ +202% |
| Emblem Health | Commercial | $1,056.83 | ↑ +257% |
| Wellcare | Ambetter Health Commercial | $1,201.76 | ↑ +306% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $1,305.13 | ↑ +341% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $1,419.49 | ↑ +380% |
| Cigna | PPO | $1,440.37 | ↑ +387% |
| Cigna | HMO | $1,440.37 | ↑ +387% |
| Cigna | Local Plus | $1,440.37 | ↑ +387% |
Visitor-reported prices
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Crbrospnl fld flw imag cistern at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $542.64 | $161.21 – $1,440.37 |
| Community Medical Center | Toms River | $599.59 | $172.20 – $1,440.37 |
| Newark Beth Israel Medical Center | Newark | $484.50 | $165.95 – $1,440.37 |
| Monmouth Medical Center | Long Branch | $632.55 | $172.20 – $1,440.37 |
| Bayshore Medical Center | Holmdel | $595.79 | $377.83 – $1,325.05 |
| Hackensack University Medical Center | Hackensack | $633.90 | $156.10 – $1,513.47 |
| Ocean University Medical Center | Brick | $588.26 | $377.83 – $1,325.05 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $596.31 | $538.27 – $1,403.35 |