Counseling smoke cess interm >10mins at Clara Maass Medical Center

1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$17.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$90.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.46 with United Healthcare vs $85.91 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $11.46 ↓ -36%
Fidelis Care NJ Family Care $11.68 ↓ -35%
Aetna Better Health $12.55 ↓ -30%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $15.56 ↓ -13%
United Healthcare Nexus $26.24 ↑ +47%
United Healthcare Oxford Metro $26.24 ↑ +47%
United Healthcare Commercial $30.87 ↑ +72%
United Healthcare Oxford Commercial $30.87 ↑ +72%
Wellpoint Medicare Advantage $33.42 ↑ +87%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $33.42 ↑ +87%
Humana Medicare $33.42 ↑ +87%
Fidelis Care Medicare Advantage $33.42 ↑ +87%
Clover Health Medicare Advantage $33.42 ↑ +87%
Aetna Medicare $33.42 ↑ +87%
United Healthcare Medicare $34.09 ↑ +90%
Horizon Blue Cross Blue Shield of New Jersey Omnia $37.86 ↑ +112%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $47.03 ↑ +163%
Cigna Local Plus $47.36 ↑ +165%
Horizon Blue Cross Blue Shield of New Jersey Managed $48.19 ↑ +169%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $49.69 ↑ +178%
Wellpoint NJ Family Care $51.30 ↑ +187%
Aetna PPO $53.10 ↑ +197%
Aetna HMO $53.10 ↑ +197%
First Health Commercial $54.00 ↑ +202%
Emblem Health Commercial $58.49 ↑ +227%
Cigna HMO $60.19 ↑ +236%
Cigna PPO $63.39 ↑ +254%
Wellcare Ambetter Health Commercial $66.51 ↑ +272%
Amerihealth Regional Preferred $67.80 ↑ +279%
Amerihealth Local Value $67.80 ↑ +279%
Qualcare Inc HMO/POS $69.12 ↑ +286%
Qualcare Inc PPO/WC $73.71 ↑ +312%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $78.99 ↑ +341%
Horizon Blue Cross Blue Shield of New Jersey PIP $85.91 ↑ +380%

Visitor-reported prices

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Counseling smoke cess interm >10mins at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $20.08 $14.41 – $65.12
Cooperman Barnabas Medical Center Livingston $22.67 $15.56 – $66.84
Community Medical Center Toms River $22.19 $15.56 – $64.79
Monmouth Medical Center Long Branch $23.41 $15.56 – $65.61
Bayshore Medical Center Holmdel $32.97 $32.97 – $465.00
Hackensack University Medical Center Hackensack $35.08 $28.07 – $1,496.00
Ocean University Medical Center Brick $32.56 $29.79 – $465.00
JFK Johnson Rehabilitation Institute (JRI) Edison $33.00 $15.56 – $792.00

All New-jersey hospitals for this procedure →