Cortisol acth stimulation test - sendout at Clara Maass Medical Center

1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$35.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$433.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.33 with United Healthcare vs $413.34 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Nexus $15.33 ↓ -57%
United Healthcare Oxford Metro $15.33 ↓ -57%
United Healthcare Oxford Commercial $17.94 ↓ -50%
United Healthcare Commercial $17.94 ↓ -50%
United Healthcare Community Plan $27.41 ↓ -24%
Fidelis Care NJ Family Care $27.93 ↓ -22%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $30.31 ↓ -16%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $32.62 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Managed $32.62 ↓ -9%
Aetna Medicare $32.62 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $32.62 ↓ -9%
Humana Medicare $32.62 ↓ -9%
Wellpoint Medicare Advantage $32.62 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Omnia $32.62 ↓ -9%
Clover Health Medicare Advantage $32.62 ↓ -9%
Fidelis Care Medicare Advantage $32.62 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $32.62 ↓ -9%
United Healthcare Medicare $33.27 ↓ -7%
Aetna PPO $40.12 ↑ +12%
Aetna HMO $40.12 ↑ +12%
Emblem Health Commercial $57.09 ↑ +59%
Aetna Better Health $60.40 ↑ +68%
Wellcare Ambetter Health Commercial $64.91 ↑ +81%
Amerihealth Local Value $91.51 ↑ +155%
Amerihealth Regional Preferred $91.51 ↑ +155%
Cigna Local Plus $133.51 ↑ +272%
Cigna PPO $133.51 ↑ +272%
Cigna HMO $133.51 ↑ +272%
Wellpoint NJ Family Care $246.81 ↑ +588%
First Health Commercial $259.80 ↑ +624%
Qualcare Inc HMO/POS $332.54 ↑ +827%
Qualcare Inc PPO/WC $354.62 ↑ +888%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $380.04 ↑ +959%
Horizon Blue Cross Blue Shield of New Jersey PIP $413.34 ↑ +1052%

Visitor-reported prices

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Cortisol acth stimulation test - sendout at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $35.88 $15.33 – $144.25
Cooperman Barnabas Medical Center Livingston $35.88 $15.33 – $133.51
Community Medical Center Toms River $35.88 $15.33 – $133.51
Newark Beth Israel Medical Center Newark $35.88 $15.33 – $133.51
Jersey City Medical Center Jersey City $35.88 $15.33 – $133.51
Monmouth Medical Center Long Branch $35.88 $15.33 – $133.51
Bayshore Medical Center Holmdel $32.62 $32.62 – $149.48
Hackensack University Medical Center Hackensack $32.62 $26.10 – $146.48

All New-jersey hospitals for this procedure →