Cath combo lt&rt heart w/inj/s at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$3,339.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16,792.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,139.30 with United Healthcare vs $22,690.00 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $2,139.30 | ↓ -36% |
| Fidelis Care | NJ Family Care | $2,179.60 | ↓ -35% |
| Aetna | Better Health | $2,342.48 | ↓ -30% |
| Wellpoint | NJ Family Care | $3,180.00 | ↓ -5% |
| Wellpoint | Medicare Advantage | $3,608.55 | ↑ +8% |
| Humana | Medicare | $3,608.55 | ↑ +8% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $3,608.55 | ↑ +8% |
| Aetna | Medicare | $3,608.55 | ↑ +8% |
| Fidelis Care | Medicare Advantage | $3,608.55 | ↑ +8% |
| Clover Health | Medicare Advantage | $3,608.55 | ↑ +8% |
| United Healthcare | Medicare | $3,680.72 | ↑ +10% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $4,371.00 | ↑ +31% |
| United Healthcare | Oxford Metro | $5,056.00 | ↑ +51% |
| United Healthcare | Nexus | $5,934.00 | ↑ +78% |
| United Healthcare | Oxford Commercial | $5,948.00 | ↑ +78% |
| Emblem Health | Commercial | $6,314.96 | ↑ +89% |
| United Healthcare | Commercial | $6,981.00 | ↑ +109% |
| Wellcare | Ambetter Health Commercial | $7,181.01 | ↑ +115% |
| Cigna | Local Plus | $8,837.62 | ↑ +165% |
| First Health | Commercial | $10,075.20 | ↑ +202% |
| Cigna | HMO | $11,230.48 | ↑ +236% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $11,691.00 | ↑ +250% |
| Cigna | PPO | $11,828.28 | ↑ +254% |
| Qualcare Inc | HMO/POS | $12,172.00 | ↑ +264% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $12,425.00 | ↑ +272% |
| Qualcare Inc | PPO/WC | $13,304.00 | ↑ +298% |
| Amerihealth | Local Value | $14,394.00 | ↑ +331% |
| Aetna | HMO | $14,722.00 | ↑ +341% |
| Aetna | PPO | $14,722.00 | ↑ +341% |
| Amerihealth | Regional Preferred | $16,170.00 | ↑ +384% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $16,613.00 | ↑ +397% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $21,379.00 | ↑ +540% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $22,002.00 | ↑ +559% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $22,690.00 | ↑ +579% |
Visitor-reported prices
Comments
Cath combo lt&rt heart w/inj/s at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $3,151.85 | $586.98 – $7,030.30 |
| Cooperman Barnabas Medical Center | Livingston | $3,558.22 | $3,608.55 – $7,217.10 |
| Community Medical Center | Toms River | $3,482.66 | $3,515.15 – $6,995.15 |
| Newark Beth Israel Medical Center | Newark | $3,497.77 | $604.24 – $7,217.10 |
| Jersey City Medical Center | Jersey City | $3,489.37 | $759.62 – $7,537.80 |
| Monmouth Medical Center | Long Branch | $3,674.08 | $3,560.12 – $7,084.64 |
| Bayshore Medical Center | Holmdel | $3,560.12 | $3,560.12 – $4,272.14 |
| Hackensack University Medical Center | Hackensack | $3,787.84 | $2,013.93 – $3,977.23 |