Cardioversion/elective/internal 92961 at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$457.66
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,301.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$187.65 with Horizon Blue Cross Blue Shield of New Jersey vs $4,294.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $187.65 | ↓ -59% |
| United Healthcare | Community Plan | $293.14 | ↓ -36% |
| Fidelis Care | NJ Family Care | $298.66 | ↓ -35% |
| Aetna | Better Health | $320.98 | ↓ -30% |
| Fidelis Care | Medicare Advantage | $734.16 | ↑ +60% |
| Humana | Medicare | $734.16 | ↑ +60% |
| Aetna | Medicare | $734.16 | ↑ +60% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $734.16 | ↑ +60% |
| Wellpoint | Medicare Advantage | $734.16 | ↑ +60% |
| Clover Health | Medicare Advantage | $734.16 | ↑ +60% |
| United Healthcare | Medicare | $748.84 | ↑ +64% |
| United Healthcare | Nexus | $946.00 | ↑ +107% |
| United Healthcare | Oxford Metro | $946.00 | ↑ +107% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $968.03 | ↑ +112% |
| United Healthcare | Oxford Commercial | $1,113.00 | ↑ +143% |
| United Healthcare | Commercial | $1,113.00 | ↑ +143% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $1,202.50 | ↑ +163% |
| Cigna | Local Plus | $1,211.01 | ↑ +165% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $1,232.18 | ↑ +169% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $1,270.61 | ↑ +178% |
| Emblem Health | Commercial | $1,284.78 | ↑ +181% |
| Wellpoint | NJ Family Care | $1,311.57 | ↑ +187% |
| First Health | Commercial | $1,380.60 | ↑ +202% |
| Wellcare | Ambetter Health Commercial | $1,460.98 | ↑ +219% |
| Cigna | HMO | $1,538.90 | ↑ +236% |
| Cigna | PPO | $1,620.82 | ↑ +254% |
| Qualcare Inc | HMO/POS | $1,767.16 | ↑ +286% |
| Qualcare Inc | PPO/WC | $1,884.51 | ↑ +312% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $2,019.58 | ↑ +341% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $2,196.53 | ↑ +380% |
| Aetna | PPO | $4,294.00 | ↑ +838% |
| Aetna | HMO | $4,294.00 | ↑ +838% |
| Amerihealth | Regional Preferred | not published by hospital | — |
| Amerihealth | Local Value | not published by hospital | — |
Visitor-reported prices
Comments
Cardioversion/elective/internal 92961 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $988.51 | $189.94 – $1,468.32 |
| Community Medical Center | Toms River | $920.02 | $194.51 – $1,423.17 |
| Newark Beth Israel Medical Center | Newark | $971.71 | $124.22 – $1,468.32 |
| Jersey City Medical Center | Jersey City | $921.80 | $156.16 – $1,533.57 |
| Bayshore Medical Center | Holmdel | $724.31 | $724.31 – $869.17 |
| Hackensack University Medical Center | Hackensack | $770.64 | $403.77 – $2,033.00 |
| Ocean University Medical Center | Brick | $715.16 | $104.00 – $858.19 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $724.94 | $104.00 – $1,042.00 |