Br punct aspir ea add, l at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$3,986.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$899.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$23.63 with Horizon Blue Cross Blue Shield of New Jersey vs $4,294.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $23.63 | ↓ -99% |
| United Healthcare | Community Plan | $114.53 | ↓ -97% |
| Fidelis Care | NJ Family Care | $116.69 | ↓ -97% |
| Aetna | Better Health | $125.41 | ↓ -97% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $378.20 | ↓ -91% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $469.81 | ↓ -88% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $481.41 | ↓ -88% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $496.42 | ↓ -88% |
| First Health | Commercial | $539.40 | ↓ -86% |
| Amerihealth | Local Value | $582.10 | ↓ -85% |
| Amerihealth | Regional Preferred | $709.04 | ↓ -82% |
| Qualcare Inc | PPO/WC | $736.28 | ↓ -82% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $789.05 | ↓ -80% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $858.18 | ↓ -78% |
| United Healthcare | Oxford Metro | $2,211.00 | ↓ -45% |
| United Healthcare | Nexus | $2,595.00 | ↓ -35% |
| United Healthcare | Oxford Commercial | $2,601.00 | ↓ -35% |
| Qualcare Inc | HMO/POS | $2,699.00 | ↓ -32% |
| United Healthcare | Commercial | $3,053.00 | ↓ -23% |
| Wellpoint | NJ Family Care | $3,266.00 | ↓ -18% |
| Aetna | HMO | $4,294.00 | ↑ +8% |
| Aetna | PPO | $4,294.00 | ↑ +8% |
Visitor-reported prices
Comments
Br punct aspir ea add, l at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Medical Center | Toms River | $3,786.00 | $24.50 – $24.50 |
| Cooperman Barnabas Medical Center | Livingston | not published | $23.92 – $23.92 |
| Bayshore Medical Center | Holmdel | not published | not published |
| Hackensack University Medical Center | Hackensack | not published | $43.48 – $43.48 |
| Ocean University Medical Center | Brick | not published | $42.36 – $42.36 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | not published | $28.82 – $43.48 |
| Jersey Shore University Medical Center | Neptune City | not published | $42.36 – $42.36 |
| Palisades Medical Center | North Bergen | not published | $43.48 – $43.48 |