Blood typing patient serum at Clara Maass Medical Center

1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$17.97

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$90.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.68 with United Healthcare vs $132.61 with Wellcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Oxford Metro $7.68 ↓ -57%
United Healthcare Nexus $7.68 ↓ -57%
United Healthcare Oxford Commercial $8.99 ↓ -50%
United Healthcare Commercial $8.99 ↓ -50%
United Healthcare Community Plan $12.29 ↓ -32%
Fidelis Care NJ Family Care $12.52 ↓ -30%
Aetna Better Health $12.55 ↓ -30%
Horizon Blue Cross Blue Shield of New Jersey Managed $16.34 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Omnia $16.34 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $16.34 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $16.34 ↓ -9%
Aetna PPO $20.10 ↑ +12%
Aetna HMO $20.10 ↑ +12%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $21.11 ↑ +17%
Amerihealth Local Value $28.57 ↑ +59%
Amerihealth Regional Preferred $28.57 ↑ +59%
Wellpoint NJ Family Care $51.30 ↑ +185%
First Health Commercial $54.00 ↑ +201%
Humana Medicare $66.64 ↑ +271%
Wellpoint Medicare Advantage $66.64 ↑ +271%
Clover Health Medicare Advantage $66.64 ↑ +271%
Fidelis Care Medicare Advantage $66.64 ↑ +271%
Aetna Medicare $66.64 ↑ +271%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $66.64 ↑ +271%
Cigna Local Plus $66.77 ↑ +272%
Cigna PPO $66.77 ↑ +272%
Cigna HMO $66.77 ↑ +272%
United Healthcare Medicare $67.97 ↑ +278%
Qualcare Inc HMO/POS $69.12 ↑ +285%
Qualcare Inc PPO/WC $73.71 ↑ +310%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $78.99 ↑ +340%
Horizon Blue Cross Blue Shield of New Jersey PIP $85.91 ↑ +378%
Emblem Health Commercial $116.62 ↑ +549%
Wellcare Ambetter Health Commercial $132.61 ↑ +638%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Blood typing patient serum at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $17.97 $7.68 – $135.46
Cooperman Barnabas Medical Center Livingston $17.97 $7.68 – $133.28
Community Medical Center Toms River $17.97 $7.68 – $129.19
Newark Beth Israel Medical Center Newark $17.97 $7.68 – $133.28
Jersey City Medical Center Jersey City $17.97 $7.68 – $139.20
Monmouth Medical Center Long Branch $17.97 $7.68 – $130.84
Bayshore Medical Center Holmdel $65.75 $16.34 – $74.88
Hackensack University Medical Center Hackensack $69.95 $16.34 – $73.45

All New-jersey hospitals for this procedure →