Artery x-rays lung at Clara Maass Medical Center

1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$1,136.71

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,715.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$195.62 with Aetna vs $7,027.17 with Wellcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna PPO $195.62 ↓ -83%
Aetna HMO $195.62 ↓ -83%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $229.60 ↓ -80%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $301.71 ↓ -73%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $301.71 ↓ -73%
Horizon Blue Cross Blue Shield of New Jersey Omnia $301.71 ↓ -73%
Horizon Blue Cross Blue Shield of New Jersey Managed $301.71 ↓ -73%
Cigna PPO $367.82 ↓ -68%
Cigna Local Plus $367.82 ↓ -68%
Cigna HMO $367.82 ↓ -68%
United Healthcare Community Plan $728.09 ↓ -36%
Fidelis Care NJ Family Care $741.80 ↓ -35%
Aetna Better Health $797.24 ↓ -30%
Wellpoint NJ Family Care $3,257.55 ↑ +187%
First Health Commercial $3,429.00 ↑ +202%
Clover Health Medicare Advantage $3,531.24 ↑ +211%
Wellpoint Medicare Advantage $3,531.24 ↑ +211%
Humana Medicare $3,531.24 ↑ +211%
Aetna Medicare $3,531.24 ↑ +211%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $3,531.24 ↑ +211%
Fidelis Care Medicare Advantage $3,531.24 ↑ +211%
United Healthcare Medicare $3,601.86 ↑ +217%
United Healthcare Oxford Metro $3,991.82 ↑ +251%
United Healthcare Nexus $3,991.82 ↑ +251%
United Healthcare Commercial $4,378.62 ↑ +285%
United Healthcare Oxford Commercial $4,378.62 ↑ +285%
Qualcare Inc HMO/POS $4,389.12 ↑ +286%
Qualcare Inc PPO/WC $4,680.58 ↑ +312%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $5,016.05 ↑ +341%
Horizon Blue Cross Blue Shield of New Jersey PIP $5,455.53 ↑ +380%
Emblem Health Commercial $6,179.67 ↑ +444%
Wellcare Ambetter Health Commercial $7,027.17 ↑ +518%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Artery x-rays lung at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $1,340.92 $66.86 – $6,879.68
Cooperman Barnabas Medical Center Livingston $1,768.09 $195.62 – $7,062.48
Community Medical Center Toms River $1,481.66 $179.49 – $6,845.28
Newark Beth Israel Medical Center Newark $1,738.05 $68.83 – $7,062.48
Jersey City Medical Center Jersey City $1,484.52 $86.53 – $7,376.29
Monmouth Medical Center Long Branch $1,563.10 $184.75 – $6,932.84
Bayshore Medical Center Holmdel $3,483.84 $244.34 – $7,747.94
Hackensack University Medical Center Hackensack $3,706.68 $208.14 – $8,849.68

All New-jersey hospitals for this procedure →