Ablation cardiac vagal inputs atrium at Clara Maass Medical Center

1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$574.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,887.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$175.54 with Clover Health vs $3,053.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Clover Health Medicare Advantage $175.54 ↓ -69%
Humana Medicare $175.54 ↓ -69%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $175.54 ↓ -69%
Aetna Medicare $175.54 ↓ -69%
Fidelis Care Medicare Advantage $175.54 ↓ -69%
Wellpoint Medicare Advantage $175.54 ↓ -69%
United Healthcare Medicare $179.05 ↓ -69%
United Healthcare Community Plan $281.04 ↓ -51%
Fidelis Care NJ Family Care $286.33 ↓ -50%
Emblem Health Commercial $307.20 ↓ -47%
Aetna Better Health $307.73 ↓ -46%
Wellcare Ambetter Health Commercial $349.32 ↓ -39%
Horizon Blue Cross Blue Shield of New Jersey Omnia $928.06 ↑ +62%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $1,152.85 ↑ +101%
Cigna Local Plus $1,161.01 ↑ +102%
Horizon Blue Cross Blue Shield of New Jersey Managed $1,181.31 ↑ +106%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $1,218.15 ↑ +112%
Wellpoint NJ Family Care $1,257.42 ↑ +119%
Aetna HMO $1,301.54 ↑ +127%
Aetna PPO $1,301.54 ↑ +127%
First Health Commercial $1,323.60 ↑ +131%
Cigna HMO $1,475.37 ↑ +157%
Cigna PPO $1,553.90 ↑ +171%
Amerihealth Regional Preferred $1,662.00 ↑ +189%
Amerihealth Local Value $1,662.00 ↑ +189%
Qualcare Inc HMO/POS $1,694.20 ↑ +195%
Qualcare Inc PPO/WC $1,806.71 ↑ +215%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $1,936.20 ↑ +237%
Horizon Blue Cross Blue Shield of New Jersey PIP $2,105.84 ↑ +267%
United Healthcare Oxford Metro $2,211.00 ↑ +285%
United Healthcare Nexus $2,595.00 ↑ +352%
United Healthcare Oxford Commercial $2,601.00 ↑ +353%
United Healthcare Commercial $3,053.00 ↑ +432%

Visitor-reported prices

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Ablation cardiac vagal inputs atrium at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $677.22 $170.99 – $341.98
Cooperman Barnabas Medical Center Livingston $764.53 $175.54 – $351.08
Community Medical Center Toms River $244.73 $170.99 – $340.27
Newark Beth Israel Medical Center Newark $751.54 $175.54 – $351.08
Jersey City Medical Center Jersey City $749.74 $184.26 – $366.68
Monmouth Medical Center Long Branch $789.43 $173.18 – $344.63
Hackensack University Medical Center Hackensack $184.26 $147.41 – $193.47
Palisades Medical Center North Bergen $184.26 $184.26 – $200.84

All New-jersey hospitals for this procedure →