Abdominal paracentesis w/image guidance at Clara Maass Medical Center

1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$3,986.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,568.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$223.53 with Horizon Blue Cross Blue Shield of New Jersey vs $5,153.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $223.53 ↓ -94%
United Healthcare Community Plan $327.16 ↓ -92%
Fidelis Care NJ Family Care $333.32 ↓ -92%
Aetna Better Health $358.23 ↓ -91%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $1,051.87 ↓ -74%
Humana Medicare $1,051.87 ↓ -74%
Clover Health Medicare Advantage $1,051.87 ↓ -74%
Wellpoint Medicare Advantage $1,051.87 ↓ -74%
Aetna Medicare $1,051.87 ↓ -74%
Fidelis Care Medicare Advantage $1,051.87 ↓ -74%
United Healthcare Medicare $1,072.91 ↓ -73%
Horizon Blue Cross Blue Shield of New Jersey Omnia $1,080.35 ↓ -73%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $1,342.03 ↓ -66%
Horizon Blue Cross Blue Shield of New Jersey Managed $1,375.16 ↓ -66%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $1,418.04 ↓ -64%
Cigna Local Plus $1,479.00 ↓ -63%
First Health Commercial $1,540.80 ↓ -61%
Amerihealth Local Value $1,662.78 ↓ -58%
Emblem Health Commercial $1,840.77 ↓ -54%
Cigna HMO $1,879.00 ↓ -53%
Cigna PPO $1,979.00 ↓ -50%
Amerihealth Regional Preferred $2,025.38 ↓ -49%
Wellcare Ambetter Health Commercial $2,093.22 ↓ -47%
Qualcare Inc PPO/WC $2,103.19 ↓ -47%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $2,253.93 ↓ -43%
Horizon Blue Cross Blue Shield of New Jersey PIP $2,451.41 ↓ -38%
Qualcare Inc HMO/POS $2,699.00 ↓ -32%
United Healthcare Oxford Metro $3,090.00 ↓ -22%
Wellpoint NJ Family Care $3,266.00 ↓ -18%
United Healthcare Nexus $3,627.00 ↓ -9%
United Healthcare Oxford Commercial $3,635.00 ↓ -9%
United Healthcare Commercial $4,267.00 ↑ +7%
Aetna PPO $5,153.00 ↑ +29%
Aetna HMO $5,153.00 ↑ +29%

Visitor-reported prices

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Abdominal paracentesis w/image guidance at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $150.68 – $2,049.28
Cooperman Barnabas Medical Center Livingston $6,839.00 $223.53 – $2,103.74
Community Medical Center Toms River $3,786.00 $223.53 – $2,039.03
Newark Beth Israel Medical Center Newark $4,881.00 $155.12 – $2,103.74
Jersey City Medical Center Jersey City $5,339.00 $195.00 – $2,197.22
Monmouth Medical Center Long Branch $5,419.00 $223.53 – $2,065.12
Bayshore Medical Center Holmdel $1,037.75 $1,037.75 – $1,245.30
Hackensack University Medical Center Hackensack $1,104.13 $202.64 – $1,159.33

All New-jersey hospitals for this procedure →