Hand X-ray (2 views, both hands) at Carrier Clinic

252 Route 601, Belle Mead, NJ · Hackensack Meridian Health · · NPI 1225039399

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 18, 2026

$220.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$550.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$79.75 with CLOVER vs $79.75 with CLOVER — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER ALL PRODUCTS $79.75 ↓ -64%
AETNA GATEKEEPER/NON-GATEKEEPER not published by hospital —
AETNA MED ADV not published by hospital —
AMERIGROUP ALL PRODUCTS not published by hospital —
BEACON MED ADV not published by hospital —
BEACON NON-HMO NETWORK not published by hospital —
BRIGHTON ALL PRODUCTS not published by hospital —
COMPSYCH ALL PRODUCTS not published by hospital —
CONCERN PLUS ALL PRODUCTS not published by hospital —
EVERNORTH ALL PRODUCTS not published by hospital —
GHI BEACON ALL PRODUCTS not published by hospital —
HORIZON HMO not published by hospital —
HORIZON MED ADV not published by hospital —
HORIZON MEDICAID not published by hospital —
HORIZON PPO not published by hospital —
NJDMHAS-DIVERSION PROGRAM ALL PRODUCTS not published by hospital —
QUALCARE ALL PRODUCTS not published by hospital —
TRISTATE ALL PRODUCTS not published by hospital —
UNITED BEHAVIORAL HEALTH COMMERCIAL not published by hospital —
UNITED BEHAVIORAL HEALTH MED ADV not published by hospital —
UNITED BEHAVIORAL HEALTH MEDICAID not published by hospital —
WELLCARE ALL PRODUCTS not published by hospital —
WELLCARE FAMILYCARE not published by hospital —
AETNA BETTER HEALTH not published by hospital —
WORKFORCE ASSISTANCE ALL PRODUCTS not published by hospital —

Visitor-reported prices

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Hand X-ray (2 views, both hands) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Childrens Specialized Hospital Mountainside $343.00 $11.00 – $655.00
Bayshore Medical Center Holmdel $117.70 $36.37 – $295.04
Hackensack University Medical Center Hackensack $125.23 $16.35 – $336.99
Ocean University Medical Center Brick $116.22 $36.37 – $116.22
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $48.02 – $312.47
Jersey Shore University Medical Center Neptune City $117.70 $36.37 – $123.59
Palisades Medical Center North Bergen $125.23 $18.04 – $295.04
Raritan Bay Medical Center Perth Amboy $117.81 $24.75 – $295.04

All New-jersey hospitals for this procedure →