Mr safety implant&/fb assmt clin staff ea add 30 at MaineHealth - Memorial Hospital

3073 White Mountain Highway, North Conway, NH · MaineHealth · · NPI 1760436216

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$98.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$98.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.32 with Aetna vs $91.24 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $33.32 ↓ -66%
United Healthcare Medicare Advantage $33.32 ↓ -66%
Humana Medicare Advantage $33.32 ↓ -66%
Anthem Medicare Advantage $34.32 ↓ -65%
Wellcare Medicare Advantage $34.65 ↓ -65%
Harvard Pilgrim Healthcare Maines Choice $52.30 ↓ -47%
Harvard Pilgrim Healthcare Fully Insured $57.83 ↓ -41%
Aetna HMO $59.12 ↓ -40%
Cigna OAP $59.72 ↓ -39%
Aetna PPO $61.09 ↓ -38%
Cigna PPO $61.15 ↓ -38%
Community Health Options Commercial $61.99 ↓ -37%
Harvard Pilgrim Healthcare Self-Insured $63.36 ↓ -35%
United Healthcare Commercial $66.22 ↓ -32%
Multiplan Commercial $66.83 ↓ -32%
Anthem HMO/POS/PPO Pathway Enhanced $78.23 ↓ -20%
Harvard Pilgrim Healthcare Maine's Choice $82.12 ↓ -16%
Cigna Commercial $82.52 ↓ -16%
Aetna HMO/PPO $84.84 ↓ -13%
Harvard Pilgrim Healthcare Commercial $91.24 ↓ -7%
Anthem HMO/POS/PPO/Pathway Enhanced not published by hospital
Aetna MHACO Commercial not published by hospital
Aetna MHACO Government not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post