Icd cobalt xt dr MRI is1 df1 at San Martin Hospital

8280 W Warm Springs Rd, Las Vegas, NV · CommonSpirit Health · · NPI 1528101284

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$23,844.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$116,316.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9,590.40 with United vs $23,016.96 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DH Employees $9,590.40 ↓ -60%
Aetna Commercial|HMO $10,549.44 ↓ -56%
Aetna Commercial|All Other Plans $10,869.12 ↓ -54%
Aetna Commercial|PPO $10,869.12 ↓ -54%
Health Plan of NV Commercial|All Plans $11,188.80 ↓ -53%
BCBS - Anthem Commercial|HMO $11,188.80 ↓ -53%
Sierra Health Options Commercial|Prime $12,467.52 ↓ -48%
Sierra Health Options Commercial|State of NV $12,467.52 ↓ -48%
Health Services Coalition Commercial|All Plans $12,787.20 ↓ -46%
Teachers Health Trust Commercial|All Plans $12,787.20 ↓ -46%
BCBS - Anthem Commercial|PPO $14,385.60 ↓ -40%
Coventry Commercial|All Plans $15,984.00 ↓ -33%
Cigna Commercial|PPO $19,820.16 ↓ -17%
Cigna Commercial|All Other Plans $19,820.16 ↓ -17%
MultiPlan Commercial|All Plans $22,057.92 ↓ -7%
United Commercial|Options $23,016.96 ↓ -3%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other Nevada hospitals

Hospital City Cash price Negotiated range
Banner Churchill Community Hospital Fallon $74,657.18 $17,083.04 – $63,075.84
Siena Hospital Henderson $26,403.74 $9,590.40 – $22,057.92
Rose de Lima Hospital Henderson $17,071.34 $17,907.00 – $41,186.10

All Nevada hospitals for this procedure →