Chrom analysis at San Martin Hospital
8280 W Warm Springs Rd, Las Vegas, NV · CommonSpirit Health · · NPI 1528101284
$84.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$414.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$20.57 with BCBS - Anthem vs $128.16 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - Anthem | Commercial|HMO | $20.57 | ↓ -76% |
| BCBS - Anthem | Commercial|PPO | $20.57 | ↓ -76% |
| Sierra Health Plan NV | Medicaid|All Plans | $21.92 | ↓ -74% |
| Humana | Medicare|All Plans | $34.81 | ↓ -59% |
| Aetna | Medicare|All Plans | $34.81 | ↓ -59% |
| BCBS - Anthem | Medicare|All Plans | $34.81 | ↓ -59% |
| Intermountain | Medicare|All Plans | $35.51 | ↓ -58% |
| United | Medicare|All Plans | $35.51 | ↓ -58% |
| CareMore | Medicare|All Plans | $35.51 | ↓ -58% |
| United | Commercial|All Payer | $52.22 | ↓ -38% |
| United | Commercial|DH Employees | $53.40 | ↓ -37% |
| Aetna | Commercial|HMO | $72.57 | ↓ -14% |
| Aetna | Commercial|PPO | $72.78 | ↓ -14% |
| Aetna | Commercial|All Other Plans | $72.78 | ↓ -14% |
| Health Services Coalition | Commercial|All Plans | $83.25 | ↓ -2% |
| Coventry | Commercial|All Plans | $89.00 | ↑ +5% |
| Teachers Health Trust | Commercial|All Plans | $101.43 | ↑ +20% |
| MultiPlan | Commercial|All Plans | $122.82 | ↑ +45% |
| Cigna | Commercial|PPO | $126.50 | ↑ +49% |
| Cigna | Commercial|All Other Plans | $126.50 | ↑ +49% |
| United | Commercial|Options | $128.16 | ↑ +51% |
Visitor-reported prices
Comments
Chrom analysis at other Nevada hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Churchill Community Hospital | Fallon | $72.36 | $87.10 – $321.60 |
| Siena Hospital | Henderson | $93.98 | $20.57 – $126.50 |
| Rose de Lima Hospital | Henderson | $118.41 | $20.57 – $126.50 |