Chromo high res and frag x - sendout at Rose de Lima Hospital

102 E Lake Mead Pkwy, Henderson, NV · CommonSpirit Health · · NPI 1447393152

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$57.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$200.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.64 with Sierra Health Options vs $192.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sierra Health Options Commercial|Prime $32.64 ↓ -43%
BCBS - Anthem Commercial|PPO $37.55 ↓ -34%
BCBS - Anthem Commercial|HMO $37.55 ↓ -34%
Sierra Health Options Commercial|State of NV $40.32 ↓ -30%
Humana Medicare|All Plans $57.04 ↓ -0%
Aetna Medicare|All Plans $57.04 ↓ -0%
BCBS - Anthem Medicare|All Plans $57.04 ↓ -0%
United Commercial|DH Employees $57.60 ↑ +1%
Intermountain Medicare|All Plans $58.18 ↑ +2%
CareMore Medicare|All Plans $58.18 ↑ +2%
United Medicare|All Plans $58.19 ↑ +2%
Health Services Coalition Commercial|All Plans $65.25 ↑ +14%
United Commercial|All Payer $85.56 ↑ +50%
Coventry Commercial|All Plans $96.00 ↑ +68%
Aetna Commercial|HMO $118.92 ↑ +108%
Aetna Commercial|All Other Plans $119.27 ↑ +109%
Aetna Commercial|PPO $119.27 ↑ +109%
MultiPlan Commercial|All Plans $132.48 ↑ +132%
United Commercial|Options $138.24 ↑ +142%
Cigna Commercial|PPO $192.00 ↑ +236%
Cigna Commercial|All Other Plans $192.00 ↑ +236%

Visitor-reported prices

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Chromo high res and frag x - sendout at other Nevada hospitals

Hospital City Cash price Negotiated range
Siena Hospital Henderson $45.40 $37.55 – $192.00
Banner Churchill Community Hospital Fallon $83.59 $44.72 – $165.12
San Martin Hospital Las Vegas $41.00 $37.55 – $192.00

All Nevada hospitals for this procedure →