X-ray skull > 4 views complete at Banner Churchill Community Hospital

801 East Williams Avenue, Fallon, NV · Banner Health · · NPI 1265811251

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$231.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$431.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$112.06 with Aetna vs $413.76 with Coventry — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial $112.06 ↓ -51%
TriWest Healthcare Alliance Corp - VA CCN Tricare $137.92 ↓ -40%
Optum Medicare $137.92 ↓ -40%
SilverSummit Healthplan Medicare Advantage $137.92 ↓ -40%
Banner Health Banner Choice Plus/Banner Select $137.92 ↓ -40%
Hometown Health Seniorcare $137.92 ↓ -40%
Humana Medicare Advantage $146.20 ↓ -37%
United Healthcare Commercial $387.90 ↑ +68%
Nevada Preferred Healthcare Providers commerical $387.90 ↑ +68%
Hometown Health PPO/EPO $387.90 ↑ +68%
SilverSummit Healthplan Commercial Exchange $387.90 ↑ +68%
Hometown Health HMO $387.90 ↑ +68%
Anthem Blue Cross Blue Shield Colorado HMO/Indemnity/PPO/Pathway/Pathway X $396.52 ↑ +72%
Multiplan Commercial $405.14 ↑ +75%
Aetna Medical Rental Products $405.14 ↑ +75%
Cigna Healthcare & Life Insurance Company – WY Commercial $406.86 ↑ +76%
Hometown Health Lease Networks $409.45 ↑ +77%
Coventry Commercial $413.76 ↑ +79%
Coventry Workers Comp $413.76 ↑ +79%

Visitor-reported prices

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X-ray skull > 4 views complete at other Nevada hospitals

Hospital City Cash price Negotiated range
Siena Hospital Henderson $450.60 $43.91 – $1,369.65
San Martin Hospital Las Vegas $406.93 $43.91 – $1,369.65
Rose de Lima Hospital Henderson $567.71 $43.91 – $1,369.65

All Nevada hospitals for this procedure →