Appl modality 1/> areas paraffin bath 97018 at Banner Churchill Community Hospital

801 East Williams Avenue, Fallon, NV · Banner Health · · NPI 1265811251

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$26.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$44.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.44 with Aetna vs $42.24 with Coventry — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial $11.44 ↓ -57%
Hometown Health Seniorcare $14.08 ↓ -47%
TriWest Healthcare Alliance Corp - VA CCN Tricare $14.08 ↓ -47%
Banner Health Banner Choice Plus/Banner Select $14.08 ↓ -47%
SilverSummit Healthplan Medicare Advantage $14.08 ↓ -47%
Optum Medicare $14.08 ↓ -47%
Humana Medicare Advantage $14.92 ↓ -44%
United Healthcare Commercial $39.60 ↑ +48%
Hometown Health HMO $39.60 ↑ +48%
Hometown Health PPO/EPO $39.60 ↑ +48%
Nevada Preferred Healthcare Providers commerical $39.60 ↑ +48%
SilverSummit Healthplan Commercial Exchange $39.60 ↑ +48%
Anthem Blue Cross Blue Shield Colorado HMO/Indemnity/PPO/Pathway/Pathway X $40.48 ↑ +51%
Aetna Medical Rental Products $41.36 ↑ +55%
Multiplan Commercial $41.36 ↑ +55%
Cigna Healthcare & Life Insurance Company – WY Commercial $41.54 ↑ +55%
Hometown Health Lease Networks $41.80 ↑ +56%
Coventry Workers Comp $42.24 ↑ +58%
Coventry Commercial $42.24 ↑ +58%

Visitor-reported prices

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Appl modality 1/> areas paraffin bath 97018 at other Nevada hospitals

Hospital City Cash price Negotiated range
San Martin Hospital Las Vegas $44.69 $9.88 – $210.00
Rose de Lima Hospital Henderson $62.35 $9.88 – $210.00

All Nevada hospitals for this procedure →