Analysis gene f2 20210g>a variant at Banner Churchill Community Hospital

801 East Williams Avenue, Fallon, NV · Banner Health · · NPI 1265811251

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$96.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$198.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.48 with Aetna vs $190.08 with Coventry — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial $51.48 ↓ -47%
Hometown Health Seniorcare $63.36 ↓ -34%
TriWest Healthcare Alliance Corp - VA CCN Tricare $63.36 ↓ -34%
Banner Health Banner Choice Plus/Banner Select $63.36 ↓ -34%
SilverSummit Healthplan Medicare Advantage $63.36 ↓ -34%
Optum Medicare $63.36 ↓ -34%
Humana Medicare Advantage $67.16 ↓ -30%
United Healthcare Commercial $178.20 ↑ +85%
Hometown Health HMO $178.20 ↑ +85%
Hometown Health PPO/EPO $178.20 ↑ +85%
Nevada Preferred Healthcare Providers commerical $178.20 ↑ +85%
SilverSummit Healthplan Commercial Exchange $178.20 ↑ +85%
Anthem Blue Cross Blue Shield Colorado HMO/Indemnity/PPO/Pathway/Pathway X $182.16 ↑ +89%
Aetna Medical Rental Products $186.12 ↑ +93%
Multiplan Commercial $186.12 ↑ +93%
Cigna Healthcare & Life Insurance Company – WY Commercial $186.91 ↑ +94%
Hometown Health Lease Networks $188.10 ↑ +95%
Coventry Workers Comp $190.08 ↑ +98%
Coventry Commercial $190.08 ↑ +98%

Visitor-reported prices

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Analysis gene f2 20210g>a variant at other Nevada hospitals

Hospital City Cash price Negotiated range
Siena Hospital Henderson $44.72 $31.43 – $166.00
San Martin Hospital Las Vegas $40.39 $31.43 – $166.00
Rose de Lima Hospital Henderson $56.35 $28.22 – $166.00

All Nevada hospitals for this procedure →