Lower Back (Lumbar Spine) MRI (without contrast) at CHI Health Schuyler
104 West 17th Street, Schuyler, NE · Chihealth · · NPI 1568547032
$3,965.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,665.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$999.25 with Amerigroup vs $5,281.72 with AMPS — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerigroup | Medicaid|All Plans | $999.25 | ↓ -75% |
| IAMolina | Medicaid|All Plans | $1,018.84 | ↓ -74% |
| BCBS - NE | Commercial|BluePrint | $1,903.01 | ↓ -52% |
| BCBS - NE | Commercial|All Other Plans | $2,003.17 | ↓ -49% |
| Great Plains | Medicare|All Plans | $2,379.15 | ↓ -40% |
| PACE | Medicare|All Plans | $2,379.15 | ↓ -40% |
| BCBS - NE | Medicare|All Plans | $2,379.15 | ↓ -40% |
| Medica | Medicare|All Plans | $2,379.15 | ↓ -40% |
| Humana | Medicare|All Plans | $2,379.15 | ↓ -40% |
| United | Medicare|All Plans | $2,379.15 | ↓ -40% |
| Centene | Medicare|All Plans | $2,426.74 | ↓ -39% |
| Amerigroup | Medicare|All Plans | $2,498.11 | ↓ -37% |
| Centene | Medicaid|NE Total Care | $2,659.05 | ↓ -33% |
| United | Medicaid|Community Plan | $2,659.05 | ↓ -33% |
| Medica | Commercial|All Other Plans | $4,245.15 | ↑ +7% |
| Medica | Commercial|CHI Health | $4,245.15 | ↑ +7% |
| Timpte | Commercial|Broad Network | $4,478.40 | ↑ +13% |
| QuikTrip | Commercial|All Plans | $4,478.40 | ↑ +13% |
| Medica | Commercial|Open Access | $4,478.40 | ↑ +13% |
| Medica | Commercial|ACO | $4,478.40 | ↑ +13% |
| Midlands Choice | Commercial|Premier | $4,478.40 | ↑ +13% |
| Midlands Choice | Commercial|Standard | $4,478.40 | ↑ +13% |
| United | Commercial|All Plans | $4,478.40 | ↑ +13% |
| Millard Public Schools | Commercial|Narrow Network | $4,478.40 | ↑ +13% |
| One World | Commercial|Broad Network | $4,478.40 | ↑ +13% |
| One World | Commercial|Narrow Network | $4,478.40 | ↑ +13% |
| Greater Omaha Packing | Commercial|Broad Network | $4,478.40 | ↑ +13% |
| Greater Omaha Packing | Commercial|Narrow Network | $4,478.40 | ↑ +13% |
| Millard Public Schools | Commercial|Broad Network | $4,478.40 | ↑ +13% |
| PHCS | Commercial|All Plans | $4,571.70 | ↑ +15% |
| MultiPlan | Commercial|All Plans | $4,571.70 | ↑ +15% |
| AMPS | Commercial|All Plans | $5,281.72 | ↑ +33% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (without contrast) at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ogallala Community Hospital | Ogallala | $1,144.02 | $763.84 – $1,683.92 |
| CHI Health Midlands | Papillion | $1,424.64 | $239.40 – $2,883.20 |
| CHI Health Immanuel | Omaha | $1,424.64 | $239.40 – $2,883.20 |
| CHI Health St. Mary's | Nebraska City | $3,116.65 | $804.33 – $3,604.80 |
| Lasting Hope Recovery Center | Omaha | $1,424.64 | $487.20 – $2,883.20 |
| CHI Health Good Samaritan | Kearney | $1,821.46 | $239.40 – $2,776.98 |
| CHI Health St. Francis | Grand Island | $2,413.10 | $239.40 – $3,844.60 |
| CHI Health Creighton University Medical Center - Bergan Mercy | Omaha | $1,424.64 | $239.40 – $2,883.20 |