Lower Back (Lumbar Spine) MRI (with contrast) at CHI Health Plainview
704 N 3rd St, Plainview, NE · Chihealth · · NPI 1861765034
$3,918.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,665.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,845.65 with Humana vs $6,317.35 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare|All Plans | $2,845.65 | ↓ -27% |
| Medica | Medicare|All Plans | $2,845.65 | ↓ -27% |
| United | Medicare|All Plans | $2,845.65 | ↓ -27% |
| PACE | Medicare|All Plans | $2,845.65 | ↓ -27% |
| BCBS - NE | Medicare|All Plans | $2,845.65 | ↓ -27% |
| Centene | Medicare|All Plans | $2,902.57 | ↓ -26% |
| Todays Options | Medicare|All Plans | $2,902.57 | ↓ -26% |
| Great Plains | Medicare|All Plans | $2,987.94 | ↓ -24% |
| Amerigroup | Medicare|All Plans | $2,987.94 | ↓ -24% |
| United | Medicaid|Community Plan | $3,032.25 | ↓ -23% |
| Centene | Medicaid|NE Total Care | $3,032.25 | ↓ -23% |
| IAMolina | Medicaid|All Plans | $3,153.54 | ↓ -20% |
| BCBS - NE | Commercial|BluePrint | $4,210.17 | ↑ +7% |
| Medica | Commercial|All Other Plans | $4,245.15 | ↑ +8% |
| Medica | Commercial|CHI Health | $4,245.15 | ↑ +8% |
| United | Commercial|All Plans | $4,431.75 | ↑ +13% |
| BCBS - NE | Commercial|All Other Plans | $4,431.75 | ↑ +13% |
| One World | Commercial|Broad Network | $4,478.40 | ↑ +14% |
| Medica | Commercial|ACO | $4,478.40 | ↑ +14% |
| Midlands Choice | Commercial|Premier | $4,478.40 | ↑ +14% |
| Midlands Choice | Commercial|Standard | $4,478.40 | ↑ +14% |
| One World | Commercial|Narrow Network | $4,478.40 | ↑ +14% |
| Timpte | Commercial|Broad Network | $4,478.40 | ↑ +14% |
| Greater Omaha Packing | Commercial|Broad Network | $4,478.40 | ↑ +14% |
| Greater Omaha Packing | Commercial|Narrow Network | $4,478.40 | ↑ +14% |
| Millard Public Schools | Commercial|Narrow Network | $4,478.40 | ↑ +14% |
| QuikTrip | Commercial|All Plans | $4,478.40 | ↑ +14% |
| Medica | Commercial|Open Access | $4,478.40 | ↑ +14% |
| Millard Public Schools | Commercial|Broad Network | $4,478.40 | ↑ +14% |
| PHCS | Commercial|All Plans | $4,571.70 | ↑ +17% |
| MultiPlan | Commercial|All Plans | $4,571.70 | ↑ +17% |
| AMPS | Commercial|All Plans | $6,317.35 | ↑ +61% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with contrast) at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ogallala Community Hospital | Ogallala | $1,430.03 | $954.80 – $2,104.90 |
| CHI Health Midlands | Papillion | $1,695.54 | $366.98 – $3,431.45 |
| CHI Health Schuyler | Schuyler | $3,965.25 | $999.25 – $5,281.72 |
| CHI Health Immanuel | Omaha | $1,695.54 | $366.98 – $3,431.45 |
| CHI Health St. Mary's | Nebraska City | $2,992.15 | $772.20 – $3,460.80 |
| Lasting Hope Recovery Center | Omaha | $1,695.54 | $686.29 – $3,431.45 |
| CHI Health Good Samaritan | Kearney | $2,919.46 | $366.98 – $4,450.98 |
| CHI Health St. Francis | Grand Island | $2,871.53 | $366.98 – $4,574.98 |